Eligibility Requirements

Make sure you are eligible before you apply:

  • Live, work, worship, attend school or volunteer in the Minnesota counties of Anoka, Chisago, Dakota, Hennepin, Ramsey or Washington.
  • Have a family member who is a Ideal CU member.
  • Work for a Ideal CU Select Employee Group.
  • Live in Minnesota or Wisconsin and agree to make a $5.00 donation to the John Miller Scholarship Fund.

Please note: If you are a current Ideal CU member, do NOT use this application to sign up for additional services, such as Ideal CU Online Banking. Please call the credit union instead at 651-770-7000 or 800-247-0857.

Get plugged into Ideal CU news and download the Dollars & Sense newsletters:

Winter 2014 - 2015
Summer/Fall 2014
Winter 2013 - 2014
Summer/Fall 2013
Spring 2013
Winter 2012 - 2013
Fall 2012

Get more current news, personal finance tips, etc. via email.

Ideal CU sends a majority of important communications through their email newsletter, the Ideal CU Exclusive. Be sure to sign up so you can stay in the Ideal CU loop.

Sign up for eNewsletter: Ideal CU Exclusive

Ideal Credit Union Member Benefits

Tax Services

It's your money - keep more of it this tax season!


Get up to $15 off your Turbo Tax fees just for being a Ideal Credit Union member. Use Ideal Credit Union's direct link for Turbo Tax and save up to $15 on your federal tax preparation fees. TurboTax guarantees 100% accuracy in calculations and comes complete with downloadable audit support. Start your tax return here and maximize your return today!

GM Auto

Save big on GM vehicles

GM Credit Union Discount

Your credit union membership entitles you to EXCLUSIVE discounts on your next new GM auto purchase. These discounts are IN ADDITION to what's already being offered at the dealership and can help you save thousands on your next auto purchase. Get this preferred GM pricing and save big on eligible Chevrolet, Buick or GMC vehicles.

Check out the Love My Credit Union Partner Center to browse and locate vehicles you are interested in, plus calculate the savings of your loan when you finance through Ideal Credit Union.

Auto-buying tip: Often times taking the cash incentives on a vehicle purchase beats 0% financing offered at dealerships.

Don't delay - get your shiny new wheels for less today!

Auto/Home Ins.

TruStage™ Auto & Home Insurance ProgramCar and Home insurance. You could save an average of $427.96. Get a quote.
You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program. Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Sprint Wireless

Exclusive Sprint Wireless Discounts for Ideal CU Members

Member Cellular Discounts with Sprint




As a Ideal CU member, there's never been a better time to save money on your wireless service. Enjoy exclusive discounts on Sprint's wireless plans.
Sprint has phones, PDAs, push to talk, data service plans, music downloads, TV and more!

You can take advantage of:

  • 10% off most regularly priced Sprint individual service plans
  • 15% off most regularly priced Sprint business service plans
  • Waived activation fee on new activations
  • National rates with no roaming or long distance charges

Save on your Sprint wireless plan today!

Love to Shop

Earn cash back with Love to Shop

Are you getting cash back when you shop? With Love to Shop and its 1,500+ online retailers you can. So, why not get cash back when you shop online with popular stores like Target, Best Buy, Gap, Sears, Home Depot and more? You can even get up to 20% cash back at some of its online stores. Don’t forget to shop using your Ideal CU credit card and save with our great low rates!

4 Steps to Getting Cash Back When You Shop Online

  1. Sign up for Love to Shop for free at LoveMyCreditUnion.org.
  2. Shop at your favorite online retailers like you normally do, but using the Love to Shop website.
  3. Love to Shop automatically credits your account for your cash back.
  4. Once you earn $15 or more, Shop America sends you a check for the cash back you earned.

Learn more about Love to Shop.


CU Auto Club

Affordable roadside assistance with CU Auto Club

Credit Union Auto Club
Ideal CU now offers CU Auto Club, providing you with roadside assistance up to 50% off other popular plans.

  • Emergency tow up to 10 miles
  • Outstanding savings on family plans
  • Emergency Lockout
  • Flat tire repair
  • Fuel delivery service

See Credit Union Auto Club for details.



Get peace of mind with the ADT Credit Union Member Plan

This exclusive ADT Credit Union Plan includes a FREE ADT monitored home security system* valued at $850, plus:

$425 in additional equipment only for credit union members

  • Glass break sensor (CU member exclusive offer)
  • 3 additional window/door sensors
  • 1 additional wireless remote control
  • Fire and emergency panic alert

Get started!

*With $99 customer installation and purchase of alarm monitoring services.


Want access to exclusive Ideal CU offers and news?

Sign up for the Ideal CU Exclusive! You'll receive electronic newsletters (emails) with information about current and upcoming offers, and tips to help you maximize your money. This program is free, so sign up now.

Please note that we will never request personal information (such as your account number) via email. If you ever receive a Ideal CU email asking for personal information, do not respond. Instead, forward it to This email address is being protected from spambots. You need JavaScript enabled to view it..

We hope you enjoy the special deals and news you'll find in the Ideal CU Exclusive!

Membership Eligibility

Becoming a Ideal CU member is easy. If you live, work, worship, attend school or volunteer in Anoka, Chisago, Dakota, Hennepin, Ramsey or Washington counties, you are automatically eligible to join.

Those outside the six-county area are also welcome to join through a family member, or, by making a $5.00 donation to the John D. Miller Foundation.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will help us to identify you. We may also ask to see your driver's license or other identifying documents. If applying by mail, you must include a photocopy of your government issued picture identification, which must be notarized by an authorized Notary Public.

Ideal CU
Attention: Call Center
8499 Tamarack Road
Woodbury, MN 55125

If you have any questions about membership, please call 651-770-7000 or 800-247-0857 during regular business hours, or send us an email at This email address is being protected from spambots. You need JavaScript enabled to view it..

Field of Membership

  • Persons who live, work, worship, attend school, or volunteer in, or have business or other legal entity located in Anoka, Chisago, Dakota, Hennepin, Ramsey or Washington counties
  • Persons who donate to the John D. Miller Foundation
  • Employees of the United States Postal Service
  • Other employees of the US Postal Service in Minnesota who do not have a credit union operating within their immediate employee group
  • Persons employed in or administered from the Main Post Office
  • Employees of Ideal CU
  • Relatives of current Ideal CU members