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Ideal CU sends a majority of important communications through their email newsletter, the Ideal CU Exclusive. Be sure to sign up so you can stay in the Ideal CU loop.

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Member Discounts

As an Ideal CU member, you're guaranteed to Get Wiify! That means Get What's In It For You, which includes exclusive discounts on well known services such as Sprint, intuit Turbo Tax, DirecTV and more.

TT s Get up to $15 off your Turbo Tax fees just for being a Ideal Credit Union member.
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Luv 2 shop s

Get cash back when you shop online with popular stores like Target, Best Buy, Gap, Sears, Home Depot and more with Love to Shop.
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Sprint s

Receive a 10% discount on select regularly priced Sprint monthly service and more with the Sprint Credit Union Member Discount
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Direct TV

Ideal CU members can now save up to $200 on new DIRECTV service. Find out how it works

CU auto Club

Ideal CU now offers CU Auto Club, providing you with roadside assistance up to 50% off other popular plans. Learn more

ADT$850 in free startup equipment + $425 in exclusive savings = the ADT Credit Union Member Plan.
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Ideal CU members can save up to 60% on out-of-state and/or local moving and storage needs. Learn more

Membership Eligibility

Becoming an Ideal Credit Union member is easy. If you live, work, worship, attend school or volunteer in Anoka, Chisago, Dakota, Hennepin, Ramsey or Washington counties, you are automatically eligible to join. Those outside the six-county area are also welcome to join through a family member, or, by making a $5.00 donation to the John D. Miller Foundation.

Field of Membership

Field of Membership

  • Persons who live, work, worship, attend school, or volunteer in, or have business or other legal entity located in Anoka, Chisago, Dakota, Hennepin, Ramsey or Washington counties
  • Persons who donate to the John D. Miller Foundation
  • Employees of the United States Postal Service
  • Other employees of the US Postal Service in Minnesota who do not have a credit union operating within their immediate employee group
  • Persons employed in or administered from the Main Post Office
  • Employees of Ideal CU
  • Relatives of current Ideal CU members

Procedures for Opening a New Account

Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will help us to identify you. We may also ask to see your driver's license or other identifying documents. If applying by mail, you must include a photocopy of your government issued picture identification, which must be notarized by an authorized Notary Public.

Ideal Credit Union
Attention: Call Center
8499 Tamarack Road
Woodbury, MN 55125

Account Agreement and Terms & Conditions

By establishing an account with Ideal Credit Union, you agree to the Member Account Agreement and Terms & Conditons. This is a binding contract between you and the Credit Union. We recommend that you view and retain a copy of this agreement for your records.
View Agreement

If you have any questions about membership, please call 651-770-7000 or 800-247-0857 during regular business hours, or send us an email at This email address is being protected from spambots. You need JavaScript enabled to view it..