Love is in the air, and that means scammers are out in full force trying to con love-seekers into giving up their hearts — and their money — for a love interest who doesn’t actually exist.

As the outside temperature falls, we raise the temperature inside, and with it, heating costs go up, too. While peaceful white snowfall may be picturesque, the winter utility bills are not quite as pretty.

Why fumble for your wallet at checkout when you can just pay by using your phone?

If a time-traveler from the 19th century landed in your living room, you’d likely have a hard time explaining the way our world works – especially the way we deal with finances.