Student Banking

Free Student Checking

Free Student Checking Means More Freedom

Taking control of one's own finances is a big step. That's why Ideal Credit Union wants to help your student along the way. The best part is you'll still have access to and be able to monitor the account 24/7.

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  Free & No Frills

  No Minimum Balance

  Free Ideal Debit Card

  Protected from Overdrafting

 

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Terms & Conditions
Age Restrictions
Students up to age 24 must show student ID to open. Parent/guardian must be on account if student is under 18.
Minimum Opening Deposit$50
Monthly Maintenance Fee$0
Minimum Balance Required$0

Ideal Student Checking Benefits

Online Banking

Manage your account, transfer funds, pay bills, check balances, receive eStatements and more.

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Mobile Banking

Enjoy the convenience of online banking on your mobile device. Plus, mobile banking allows you to deposit checks simply by snapping a photo.

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Ideal Debit

All checking accounts come with a free EMV Ideal Debit MasterCard®. You'll also have the option to upgrade to an Ideal Debit Rewards Card for even more benefits.

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eStatements

Free eStatements provide you a detailed overview of your account activity each month so you're never in the dark about what's happening with your money.

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Huge ATM Network

Enjoy access to thousands of surcharge free* ATMs nationwide. Plus, you'll be able to perform transactions at other credit unions within our Shared Branch Network.

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Never Overdraft

To ensure your student is financially safe, Ideal Credit Union restricts Student Checking Accountholders from overdrafting their account.

 

 

2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed