Enjoy a more ideal way to pay
Your Ideal Debit Mastercard® is perfect for everyday spending — use it at your favorite stores, restaurants, online and more.
Ideal Debit Mastercard
Free with all Ideal Checking Accounts
Secure EMV Chip Technology
The ideal card for everyday spending
All Ideal Checking Accounts come with an Ideal Debit Mastercard. Use your card at millions of merchants worldwide anywhere Mastercard is accepted. You'll also have access to your money at thousands of surcharge-free^ ATMs nationwide using the MoneyPass and CO-OP ATM networks.
A safe and secure way to spend
All Ideal Debit Cards come with secure EMV-Chip Technology and built-in fraud protection. If your card is ever lost or stolen, you're protected with Zero Liability* meaning you won't be held liable for unauthorized purchases.
Ideal My Rewards® Gold or Platinum Debit Mastercard
Earn points toward great rewards
Tons of benefits & discounts
Secure EMV Chip Technology
Premium card options with rewards and valuable benefits
Upgrade to Ideal Debit Rewards Gold or Platinum cards to enjoy even more value-added benefits including cashback, prescription savings, travel discounts & more.
Get started today to enjoy a 90 day free trial**
If you already have an Ideal Checking Account, you can sign up today with promo code IDEAL90FREE to receive a free 90-day trial. Click get started below to create your new Ideal Debit Rewards account.