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Digital Banking


Digital Banking 101 Become a member

Join Us for This FREE Event!

Ideal CU will be hosting this free educational event with a full platform of experts in the home industry. Now is the time to get all your questions answered that will help put you at ease with the home buying & selling process.

We'll have snacks and entertainment, and your first beer is on us! Come join us Thursday, April 4th at Bald Man Brewery in Eagan from 6:00-8:00 pm.

Register Today

NEW Home Equity Line of Credit Special: 4.99% APR* for the first 6 Months!

Access as little or as much of your credit line as you need for home renovations, a well-deserved vacation, debt consolidation, school tuition, wedding expenses or anything else you may need. Do it all with an Ideal Home Equity Line of Credit!

Limited-Time Special — Offer Ends May 31, 2024.

See Details

Introducing IDA!

IDA – Ideal’s Digital Assistant - offers the quickest, most efficient way to get answers from us over the phone and online. We are excited to provide our members with this new, state-of-the-art tool. Get ready to experience the future of banking with IDA, your trusted Ideal Digital Assistant.

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Ideal Wealth Advisors

Whether you have one financial issue you want to tackle today or realize it's time to put together a comprehensive financial strategy, Ideal Wealth Advisors will take the time to listen and learn about your unique situation.

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Important Fraud Alert for All Members

Reminder that Ideal CU will never contact you and ask for any identifying account information. If you believe you have given personal information to a scammer, contact us immediately.

Stay up-to-date with the latest cyber security news with our Cyber Security Resources page.

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Mortgages

10/1 ARM

6.250% Rate

7.017% APR**

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Home Equity

Line of Credit

as low as

4.99% APR*

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Auto

Loans

as low as

6.24% APR*

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Credit Cards

Rates

as low as

9.90% APR*

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High Yield Checking

Earn

up to

5.00% APY*

Eagan

3225 Denmark Ave
Eagan, MN 55121

Inver Grove

7791 Amana Trail
Inver Grove Heights, MN 55077

Hugo

14750 Victor Hugo Blvd N.
Hugo, MN 55038

Woodbury

8499 Tamarack Rd
Woodbury, MN 55125

North St. Paul

2401 N. McKnight Rd
North St. Paul, MN 55109

Stillwater

2020 Washington Ave
Stillwater, MN 55082