$1,000 Holiday Debit Giveaway

Ideal Digital Banking

Manage it all — you're in control

Ideal Digital Banking is the combination of all the tools available to you, at no cost, to manage your money on your terms. So whether you're online at home or mobile and on the go, we've got you covered.

computer and phone

Monitor and manage

  • Check account, loan, and credit card balances
  • Receive free eStatements
  • View transactions and payment history
  • Transfer funds between accounts at Ideal CU and/or accounts elsewhere
  • Pay bills using one-time, scheduled or recurring payment options
  • Receive customized account notifications, link accounts elsewhere, create and track savings and/or budget goals and more

Enroll Now

woman on laptop

Transfer money

Transfer funds instantly between accounts at Ideal CU and at other financial institutions. Make one-time transfers on-the-spot, schedule them for a later time and/or set up recurring transfers so your money is always where you need it to be.

Learn more about transfers

father and baby on computer

Pay bills

Pay bills virtually anywhere. Make one-time payments or set up scheduled and/or recurring payments to go whenever you need them to. You can also check your payment history, receive eBills and more.

Learn more about bill pay

mobile check deposit

Deposit checks anywhere - no need for a branch visit

  • Deposit checks from anywhere using mobile check deposit in the Ideal Mobile Banking App
  • Take a photo, select the account to deposit the funds in and click submit — EASY
  • Funds deposited before 3:00 p.m. on business days are available that same day

Learn more about MCD

More Tools & Features

*Excludes Ideal Credit Union employees and accounts on which an employee is joint, Board of Directors and Supervisory Committee members of Ideal CU. See official rules.

**See Ideal CU Text Messaging Promotions Terms & Conditions.

2021 - 22 Holiday Hours

Martin Luther King, Jr. Day

Monday, January 18th
All locations closed.

President's Day
Monday, February 15th
All locations closed.

Good Friday
Friday, April 12th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.

Memorial Day
Monday, May 31st
All locations closed.

Independence Day
Sunday, July 4th
All locations closed.

Labor Day
Monday, September 6th
All locations closed.

Columbus Day
Monday, October 11th
All locations closed.

Veterans Day
Thursday, November 11th
All locations closed

Thanksgiving Day
Thursday, November 25th
All locations closed.

Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.

Christmas Eve
Friday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.

Christmas Day
Saturday, December 25th
All locations closed.

New Year's Eve
Friday, December 31st
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.

New Years Day (2021)
Saturday, January 1st
All locations closed