Ideal Digital Banking
Manage it all — you're in control
Ideal Digital Banking is the combination of all the tools available to you, at no cost, to manage your money on your terms. So whether you're online at home or mobile and on the go, we've got you covered.

Monitor and manage
- Check account, loan, and credit card balances
- Receive free eStatements
- View transactions and payment history
- Transfer funds between accounts at Ideal CU and/or accounts elsewhere
- Pay bills using one-time, scheduled or recurring payment options
- Receive customized account notifications, link accounts elsewhere, create and track savings and/or budget goals and more

Transfer money
Transfer funds instantly between accounts at Ideal CU and at other financial institutions. Make one-time transfers on-the-spot, schedule them for a later time and/or set up recurring transfers so your money is always where you need it to be.

Pay bills
Pay bills virtually anywhere. Make one-time payments or set up scheduled and/or recurring payments to go whenever you need them to. You can also check your payment history, receive eBills and more.

Deposit checks anywhere - no need for a branch visit
- Deposit checks from anywhere using mobile check deposit in the Ideal Mobile Banking App
- Take a photo, select the account to deposit the funds in and click submit — EASY
- Funds deposited before 3:00 p.m. on business days are available that same day