Home Improvement Loan

No Equity? No Problem.

Home Improvement Loan

Quick Funds for Renovations & Appliances

The No Equity Home Improvement Loan is perfect for homeowners who need quick funds for renovations or new appliances but don't have equity in their home to work with. This loan could cover expenses like:

  • New appliances - furnace, air conditioner, washer/dryer, refrigerator, etc.
  • New carpeting or flooring
  • Larger projects such as a new kitchen, bathroom, deck, or gazebo
  • Materials such as paint, wood, drywall and more

Loan Terms:

  • Unsecured
  • 7.50% APR* fixed rate
  • $25,000 maximum loan amount
  • Terms up to 5 years
  • 680 Minimum credit score required

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*APR=Annual Percentage Rate. Maximum loan amount is $25,000. A minimum credit score of 680 is required to obtain this loan. Offer is subject to normal credit qualifications. Payment Example: On a No Equity Home Improvement Loan for $25,000 with a term of 5 years at 7.50% APR, monthly payments would be $500.95.

Ideal Home Equity

2018 Holiday Hours


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Drive-thru - 9:00 a.m. to 5:30 p.m.


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Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
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New Year's Eve
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Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
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