IRA Money Market Special

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IRA Money Market Special

Earn 1.26% APY* now through December 31, 2018 with a minimum balance of $25,000 not already on deposit with Ideal Credit Union. This limited time special brings you the high return you're looking for while still maintaining complete liquidity of your funds.

Earn a special
1.26% APY*
rate good through December 31, 2018*
Time to roll over your IRA?
Earn a high yield with less risk

Limited time offer

Funds must be deposited by May 31, 2018 to obtain special rate

Peace of Mind

Earn a guaranteed 1.26% APY* through December 31, 2018 with a minimum $25,000 balance.

Grow Your Balance

Unlike Certificates of Deposit, you can add money to your account any time.

NCUA Insured**

Your investments are NCUA insured and your principal investment is guaranteed!

Already Have Funds On Deposit?

Members with funds already on deposit with Ideal Credit Union can bring in an additional $10,000 in funds not already on deposit to obtain the special rate. Must be combined with funds already on deposit to reach $25,000 minimum.


Call 651-770-7000

*1.26% Annual Percentage Yield (APY) is accurate as of March 1, 2018. Dividend rate is 1.25%. Rate guaranteed through 12/31/2018 on balances of $25,0000 and higher. Funds must be deposited during promotional period, March 1, 2018 through May 31, 2018. $25,000 minimum balance needed to obtain stated APY. Interest rates are adjusted and paid monthly. Members with funds currently on deposit with Ideal Credit Union must bring an additional $10,000 not already on deposit with Ideal to qualify for the 1.25% (1.26% APY) promotion. Fees may reduce earnings. On 01/01/2019, APYs will change based on the following tiers: under $25,000 - .10%; $25,000 - $49,999.99 - .25%; $50,000 - $99,999.99 - .45%; $100,000 - 199,999.99 - .55%; $200,000 or greater - .65%. APYs for these tiers are guaranteed not to drop below the corresponding APYs.

**Based on the amount on deposit and how the account is established, the entire amount may not be NCUA insured.