Become a member online

Join Ideal Credit Union Online

Before you apply, ensure you qualify to be a member. Click here for member eligibility requirements.

It only takes $1.00 to get started

Open an Account

Please note: If you have a new loan with Ideal Credit Union you do not need to open a new account. View your loan payment options.

Learn the benefits to being an Ideal CU member

Open additional accounts

Open Additional Accounts

Existing members are welcome to open additional accounts within the same member number online, including:

  • Personal Checking Account
  • Reserve Savings
  • Premium Money Market

Please note: If you are interested in opening a new account with a new account number or a business account, please contact us at This email address is being protected from spambots. You need JavaScript enabled to view it. or call 651-770-7000.

Open now

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Make a loan payment

Loans obtained through the dealership & in one of our banches

A loan from one of our partner dealerships automatically makes you a member of Ideal Credit Union. A Share Savings has been opened on your behalf to establish your membership. Need to make a payment? No need to open an account, you already have one.

 Make a loan payment Check rates