*APR is Annual Percentage Rate. Rates effective August, 2017. Quoted APR is best available for model years 2011 and newer for a 24 month term; rate may be higher depending on factors such as credit history, repayment term selected, amount financed and mileage of vehicle. Slightly higher rates available for terms to 84 months. Example of payment: pay $42.67 per month per $1,000 borrowed for 24 months at 2.29% APR. Rates are subject to change at any time. Equal Opportunity Lender. See current rates. Title transfer fee may apply on refinances. Current Ideal Credit Union vehicle loans are not eligible for refinance.
**Actual rates based on applicant's payment and credit history. To be eligible for an 84 month term, vehicle must be 2014 - 2017 and minimum loan amount must be $30,000. Max LTV is 105%.
^Skipping payments for the first 60 days will increase the amount of interest you pay and will take you longer to payoff the loan. The regular loan payment will begin within 60 days of the date your loan is funded.