Home Equity

HOME EQUITY

Home Equity Line of Credit

Home Improvement When You Need It

A Home Equity Line of Credit is for you if you'd like to have funds on hand when you need them — no more and no less. Plus, no interest will be charged until the credit line is used!

 

  Borrow funds as needed

  Line Stays Open for 20 Years

  Competitive Rates

  Borrow Up to 80% Property Value*

 

Apply Online Make an Appointment

 

Home Equity Line of Credit Benefits

  • Maximum loan amount is $75,000
  • Borrow up to 80% of the property value*
  • Monthly payments are only $1.50 per $100 of balance outstanding or $150 (whichever is greater)
  • Credit line remains open for up to 20 years

Try Another Way to Borrow

home improvement loan learn more

 
Home Equity Rates
TermAPR*** 
Rates as of:
Home Equity Installmentº*
(up to 90% property value)1
Up to 15 years4.620% - 6.795%Apply
Home Equity Installmentº*
(up to 80% property value)1
Up to 15 years3.620% - 4.919%Apply
Visa Platinum Home Equity Line of Credit+
Up to 20 years4.50% - 15.00%Apply
No Equity Home Improvement LoanooUp to 60 months6.99%Learn More
 Calculate Payments   

1. Some housing exceptions may apply.

oPayment example: On a $35,000.00 loan with a 5 year term up to 90% property value at 4.620%APR, monthly payments would be $654.42. Closing costs range from $275.00 to $590.00.

ooMaximum loan amount is $25,000. A minimum credit score of 680 is required to obtain this loan. Offer is subject to normal credit qualifications. Payment Example: On a No Equity Home Improvement Loan with a term of 5 years at 6.99%APR, monthly payments would be $494.91.

*Actual rate based on applicant's payment and credit history. Additional appraisal fee may apply should one be needed.

+Closing costs may range from $0 - $1000.

***APR= Annual Percentage Rate.

Other Ways to Borrow

 

No Equity Home Improvement Loan

No Equity? No problem! Apply for an Ideal Home Improvment Loan to finish up home projects at a great fixed rate.

Learn More

Ideal Home Equity

Other Options

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