Home Equity

HOME EQUITY

VISA® Platinum Home Equity LOC

Borrow Funds When You Need Them

Use a credit card to draw on your home equity funds when the need arises. Plus your monthly payments will be interest-only for the first five years during draw period.*

 

  Draw Funds as Needed

  Use a Credit Card to Draw Funds

  Competitive Rates

  Interest Only for First 5 Years

 

Apply Online Make an Appointment

 

VISA® Platinum Home Equity LOC Benefits

  • Maximum loan amount is $150,000
  • Borrow up to 90% of the property value*
  • Interest only payment for the first five years
  • Credit line remains open for up to 20 years

Try Another Way to Borrow

home improvement loan learn more

 

Home Equity Rates

Rates as of:
Home Equity TypeTermAPR***
Home Equity Installmentº*
(up to 90% property value)1
Up to 15 years4.620% - 6.795%
Home Equity Installmentº*
(up to 80% property value)1
Up to 15 years3.620% - 4.919%
Visa Platinum Home Equity Line of Credit+
Up to 20 years4.50% - 15.00%
No Equity Home Improvement LoanooUp to 60 months6.99%

1. Some housing exceptions may apply.

oPayment example: On a $35,000.00 loan with a 5 year term up to 90% property value at 4.620%APR, monthly payments would be $654.42. Closing costs range from $275.00 to $590.00.

ooMaximum loan amount is $25,000. A minimum credit score of 680 is required to obtain this loan. Offer is subject to normal credit qualifications. Payment Example: On a No Equity Home Improvement Loan with a term of 5 years at 6.99%APR, monthly payments would be $494.91.

*Actual rate based on applicant's payment and credit history. Additional appraisal fee may apply should one be needed.

+Closing costs may range from $0 - $1000.

***APR= Annual Percentage Rate.

Ideal Home Equity

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