Mortgage Loans

Mortgages

Home Purchase

Your Ideal Mortgage Solution

Ideal Mortgage is here to help you achieve your goals from start to finish and can assist with various purchase needs, including:

  • First home
  • Second mortgage
  • Cabin or lake home
  • Investment property & more

Home Purchase Options


Fixed Rate Mortgage Loan

A traditional fixed-rate mortgage is an excellent fit for borrowers looking for stable, predictable monthly payments over the life of the loan.
Apply Online  Check Rates

FHA Mortgage Loan

This product is helpful for borrowers with limited funds to use as down payment. It offers both fixed and adjustable rate mortgages.
Apply Online  Check Rates

VA Mortgage Loan

VA guaranteed mortgage loans are available to Military Service Veterans, current active duty, service men and women and their surviving spouses.
Apply Online  Check Rates

mortgages purchase yng couple

ARM Mortgage Loan

This mortgage loan program offers a lower initial rate with built in rate protections for the borrower.
Apply Online  Check Rates

Jumbo Mortgage Loan

The Fixed Rate Jumbo Mortgage option is for borrowers looking to finance a mortgage higher than $424,150.
Apply Online  Check Rates

Investment Loan

With home values down significantly from what they once were it may be a great time for an individual to purchase a home for investment purposes.
Apply Online  Check Rates

 

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Search for a House


Search for your next home by searching current MLS listings using the HomeAdvantage program.

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Get an Agent Referral


The HomeAdvantage program has some of the best local agents to help you buy or sell your home.

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Earn Cash Rewards*


Use HomeAdvantage to buy or sell to qualify for Cash Rewards at closing – $1,545 average savings.

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Meet the Team

Cynthia Stewart | Mortgage Loan Advisor


Cynthia Stewart

Mortgage Loan Advisor
NMLS #446884

Contact Cynthia

Ko Xiong | Mortgage Loan Advisor


Ko Xiong

Mortgage Loan Advisor
NMLS #1264959

Contact Ko

dennis petronack


Dennis Petronack

Mortgage Loan Advisor
NMLS #1708436

Contact Dennis

Faith Tholkes | VP of Mortgage


Faith Tholkes

VP of Mortgage
NMLS #402410

Contact Faith

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2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed


Join us! Home Buying Education Seminar this Thursday, 2/22. Learn More