Personal Loans & Lines
Personal Loan Options
It's your ideal life — we're here to help you live it. Browse our personal loan options and select the one that fits your goals best. Then simply apply online to get started.
Signature Loan
Achieve your goals or afford unexpected expenses with an Ideal Signature Loan. Enjoy low rates and fixed payments.
Share Secured Loan
Back up this loan option with your savings or a CD. This is a good way to grow your credit score with low risk and a low rate.
Check Rates
Rates as of:
| Type | Term | APR* as low as |
|---|---|---|
| Signature1 over $5,000 | Up to 60 months | 11.74% |
| Overdraft Line of Credit | Up to 30 months | 14.00% |
| Share Secured | Up to 60 months | Current deposit rate + 3.00% |
| Home Improvement Loan2 | Up to 60 months | 10.99% |
| *APR = Annual Percentage Rate 1. Actual rate based on applicant's payment and credit history. Example of Payment Terms: Signature loan with 11.74% APR up to a 60-month term would make a payment of $22.12 per $1,000 borrowed. 2. Maximum loan amount is $25,000. Offer is subject to normal credit qualifications. Payment Example: On a No Equity Home Improvement Loan at 10.99% APR, for a 60-month term would make a payment of $543.44 based on $25,000 borrowed. |
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