Real Estate Center

Ideal Mortgage

Real Estate Center

HomeAdvantage™

Everything You Need to Buy or Sell Your Home

Ideal Credit Union has teamed up with CU Realty Services to bring you the exclusive HomeAdvantage™ program.

Meet the Team

Your goals — our priority

Ideal Credit Union's professional Mortgage Loan Advisors are here to assist you in finding the perfect mortgage solution for you, whether that means new-purchase, refinance, or simply utilizing the equity in your home.

Cynthia Stewart | Mortgage Loan Advisor


Cynthia Stewart

Mortgage Loan Advisor
NMLS #446884

Contact Cynthia

Ko Xiong | Mortgage Loan Advisor


Ko Xiong

Mortgage Loan Advisor
NMLS #1264959

Contact Ko

Faith Tholkes | VP of Mortgage


Faith Tholkes

VP of Mortgage
NMLS #402410

Contact Faith

 

Apply for a Mortgage

Ideal Credit Union is your one-stop solution for mortgage loan financing. Whether you're looking to purchase a new home, refinance your current home loan or more, our mortgage advisors are ready to assist you in achieving your goals.

  • Purchase new or refinance
  • Loan terms up to 30 years
  • Low closing costs
  • Low down payment options
  • Low rates and more

Apply Online
Purchase Options
Refinance Options

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Home Buying & Selling Seminars

Ideal Credit Union Home Buying and Selling Seminars walk you through the ins and outs of the home buying or selling process, helping you make more educated decisions while achieving your goals.

  • Home Seminars are free and open to the community
  • You do not need to be a member to attend
  • No obligation and no pressure — simply come and learn how to achieve your goals

Learn More

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Search for A House

Search for the home of your dreams using HomeAdvantage™. Whether you're ready to buy now or in the future, this service allows you to find the right home for you based on what is most important to you.

  • Search real-time online property listings
  • Narrow search based on demographics, schools, crime rates & more
  • Save search criteria and receive email alerts when new homes hit the market

This is a free service available to you as an Ideal Credit Union member. Enroll in the HomeAdvantage™ Program online to begin your search.

Enroll Now

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Earn Cash Rewards*

Ideal Credit Union members who use one of our agents to buy or sell their home can save $100's to $1,000's in Cash Rewards* at closing.

Calculate your Savings

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Find an Agent

Search through our network of top, local real estate professionals to find one that is right for you. Plus, buy or sell your home using one of our agents and you could save $100's to $1,000's in Cash Rewards* at closing.

  • Search real-time online property listings
  • Narrow search based on demographics, schools, crime rates & more
  • Save search criteria and receive email alerts when new homes hit the market

Enroll in the HomeAdvantage™ Program online to begin your search.

Enroll Now

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2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed


NEW! Zero Down Mortgage Program now available. Learn More