Mobile Check Deposit
Skip the trip to the credit union
Deposit checks directly into your Ideal Credit Union account without making an extra trip to the credit union. Simply snap a photo of your check using the Ideal Mobile Banking app and securely submit it to the credit union for approval. Once you see the deposit go into your account, shred the check and you're finished. It's that easy!
- Deposit up to $2,500 per day (contact us to increase daily limit)
- No trip to the credit union necessary
- Funds available as early as that same day*
- Review deposit history within Online & Mobile Banking
- Be a current Ideal CU Online Banking user.
- An eligible Ideal Checking, Savings, or Business account.
- A supported mobile device - this includes Android and Apple tablets & smartphones.
- The Ideal CU Mobile Banking app.
Don't have the app? It only takes a minute to download! You can find the Ideal CU Mobile Banking App on the Google Play store for Android devices or on the iTunes store for iPhone & iPad devices.
You can find answers to your questions in the Mobile Check Deposit FAQ. If you still have questions after reading the FAQ, you can call us at 651-770-7000 and a member representative will assist you.