Manage Your Ideal Auto Loan

Loans Obtained Through A Dealership

Your loan from the dealership automatically makes you a member of Ideal Credit Union and a Share Savings account has been opened on your behalf to establish your membership. As a member, you have access to a variety of affordable financial products and services with great interest rates and low fees.

Loan Payment Options

Check by Phone: $12.00

Avoid a late charge and make a next-day loan payment. Submit your request before 3:00 p.m. CST to ensure your payment will be processed the following business day.
Call Ideal CU's Contact Center during normal business hours 651-770-7000 or toll-free at 1-800-247-0857.

Open an Ideal CU Checking with Direct Deposit

Make your loan payments directly from an Ideal Checking account.