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Qualify as VIP or VIP+ today!

In the last two years, Ideal Credit Union has paid out over $1,000,000 in earnings to VIP members to thank them for their business and loyalty. The good news is we’re doing it again in 2015! Be sure to claim your VIP status before the end of this year to maximize your VIP Patronage dividends. Special Dividends are calculated on the previous year’s account activity and will be paid automatically to your Share Savings in January 2015. After you’ve qualified as a VIP then you’re eligible for additional Special Dividends. (See full eligibility requirements)

VIP Qualifications

 Qualification RequirementsDividend Amounts*
VIP Patronage Dividend

VIP Patronage Dividend

  1. Have an open Ideal CU Consumer Checking account in good standing
  2. Conduct a minimum of 144 withdrawal transactions during the year via debit card, checks, ATM withdrawals, ACH transactions etc.
VIP+ Loan Rebate
  1. Qualify for VIP Patronage Dividend
  2. Have a minimum of TWO Ideal CU loans with a balance during the calendar year
    • Mortgage
    • Auto/Rec Vehicle
    • Home Equity
    • Visa Credit Card
  3. Pay a minimum of $500 in total interest on your loans during the year under one member number
Loan Interest Paid
Loan Rebate Dividend
$500 - $2,499.99$50
$2,500 - $4,999.99$150
$5,000 - $9,999.99$250
VIP+ Deposit Bonus
  1. Qualify for VIP Patronage Dividend
  2. Have a minimum of one (1) of the Ideal CU deposit accounts below
    • Premium Money Market
    • IRA Money Market
    • HSA account
  3. Maintain a minimum average daily combined balance in all shares of $5,000 or greater under one member number for 2014
Combined Average Deposit BalancesDeposit Bonus Dividends
$5,000 - $24,999.99$50
$25,000 - $99,999.99$100
$100,000 - $199,999.99$150

*VIP 2014 Patronage Dividend, Deposit Bonus and Loan Rebate cash back totals are based on transaction data through December 31, 2014.