Mobile Web & Text Banking

Mobile Banking

Mobile Web & Text Banking

Enroll in Mobile Web & Text Banking

If your device doesn't support the Ideal Mobile Banking App or you don't want the app installed on your device, you can still enjoy mobile banking using Mobile Web or Text Banking.

Enroll your phone

  1. Log in to Ideal Online Banking.
  2. Select User Services,
  3. Under Manage Account, select Mobile Enrollment.
  4. Follow the on-screen instructions.

Once you've completed enrollment, you will have access to Mobile Web and Text Banking. You can access Mobile Web by selecting "Access Mobile Web" below when using your mobile device.

Access Mobile Web

Mobile and Text Message Banking FAQs

Phone requirements: Internet capability for Mobile Banking. SMS/text message capability for Text Banking. Text message and data rates may apply.

Text Banking Commands

Text Banking allows you to receive current balance and recent transaction information instantly via text message - no internet connection required. Once your phone has been activated, text the following commands to the Ideal Credit Union short code: 96865
 
FUNCTION   COMMAND    DESCRIPTION
BalanceBSummary of available balances for all accounts
HistoryHSummary of recent transactions per account
CommandCList of available Text Banking commands
HelpHEHelp content for Text Banking
LoginLReceive a URL for the Ideal Credit Union Mobile Browser website (user must first activate their mobile web browser)
RecoverRReceive a URL and new activation code for the Ideal Credit Union Mobile Browser website (user must first activate their mobile web browser)
StopSDe-activate all Ideal Credit Union text services

 

IMPORTANT NOTE - Only one (1) Ideal CU Online Banking Access ID per device; multiple Access IDs on one device are not supported.

2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed