Reduce your mortgage rate and term with our low-closing cost mortgage special

This 10 year mortgage* special is a great option if you have some equity and are looking to:

  • Pay less at closing
  • Reduce interest rate
  • Move from a variable rate product to a fixed rate mortgage
  • Combine first and second mortgages into one loan with one easy payment
  • Pay off your mortgage in 10 years or less

Mortgage loan details

  • This loan must be established as a first mortgage (Second Mortgage is not available with this rate and term)
  • Minimum credit score is 700 to obtain this mortgage special
  • Borrower pays closing costs up to $995 with appraisal, $595 without an appraisal
  • This is a limited time offer and Ideal CU may discontinue at any time so act fast


*Maximum loan amount $417,000. A minimum credit score of 700 is required to obtain this rate. Closing costs vary by state. The average cost is $500 but will not exceed $995 if appraisal is requested^. Payments do not include amounts for taxes and insurance premiums. Offer is subject to normal credit qualifications. Rate is subject to change. Property insurance is required. Consult your tax advisor regarding deductibility of interest.