Protect your vehicle investment with Guaranteed Asset Protection (GAP). Ideal Credit Union offers GAP at a significantly low price to prevent you from incurring a substantial loss. Typically, insurance policies will only cover the value of your vehicle if it is totalled beyond repair or stolen. GAP will cover the difference between the value of your vehicle and the amount you owe, so you will be able to afford a comparable replacement. Download more informaiton on Ideal's Gap Plus program to protect your investment.

Here's how the GAP Plus works for you:


Original purchase price$25,000
Loan balance after one year$20,000
Insurance settlement covering vehicle's current value$16,000
Your lost investment without GAP$4,000
(Including your deductible) 
GAP waives the difference$4,000
Funds provided toward financing or leasing a replacement vehicle at Ideal CU$1,000
Total GAP Advantage Benefit$5,000

Ready to purchase GAP Plus for your vehicle? Call us at 651-770-7000 or 800-247-0857 and press 2.