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Visa Reloadable Prepaid cards are a safe alternative for carrying cash. Load a Prepaid Visa card with your funds and use everywhere Visa debit cards are accepted, including while traveling, shopping online, and more. No credit check required to open a prepaid reloadable card; simply sign up, add money, and start using right away. You must be a Ideal CU member to purchase a Prepaid Reloadable Visa from our branches

Reloadable Prepaid VISA® Cards are great for:

  • Those who may not want a “credit” card but need the features and functionality of VISA®
  • Traveling domestically and abroad. With zero liability, a reloadable is a perfect, secure alternative to carrying cash or travelers checks
  • Students heading to campus can easily stay within budget and get a replenishment when needed from mom or dad back home
  • Anyone looking for an easy way to manage funds with the strength of Visa

Purchase a Visa Reloadable Prepaid

Purchase a Reloadable Prepaid Visa for $4.99 at any Ideal CU Branch. Add funds to the card from an existing Ideal CU debit or credit card in any amount with a minimum of $25.00 and a max of $5,000. Add funds to your Visa Prepaid Reloadable card at anytime online at the MyAccount site for FREE, or for $4.99 at any Ideal CU branch.

The perks of a Reloadable Prepaid Visa Option:

  • Use your Reloadable card anywhere VISA® is accepted including ATMs (with VISA® & PLUS® identification or signage).
  • No credit checks are needed to open the account
  • No interest charges on your purchases
  • Add funds online 24/7 or at your local Ideal CU branch during normal business hours.
  • Enjoy the security and power of VISA® with monitoring and Zero Liability protection.
  • Manage your card with the personalized MyAccount service with account details and reloading functionality 24 hours a day

Questions or concerns with your Ideal CU Prepaid Visa Reloadable Card or account?

Visit the My Account site or call the customer service line available 24 hours a day
866-760-3156

Visa Prepaid Reloadable Card Frequently Asked Questions

View Visa Prepaid Reloadable Card full Terms & Conditions

2018 - 19 Holiday Hours

Christmas Eve (2018)
Monday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day (2018)
Tuesday, December 25th
All locations closed.


New Year's Eve (2018)
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2019)
Tuesday, January 1st
All locations closed



Martin Luther King Jr Day
Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.