Small Business

Small Business

Business Savings Accounts

Business Savings Options


No Interest/Dividends Savings >

Perfect for clubs, organizations, and non-profits with certain business resolution requirements.

Simplified Employee Pension Plan >

A tax-favored plan that enables self-employed and small employers to build retirement funds.

Health Savings Accounts (HSAs) >

Do you offer a high-deductible health plan? If so, your employees can pair it with an Ideal HSA with a competitive yield.

woman in business attire

Premium Money Market >

Perfect for business owners who want to earn tiered interest on funds while still maintaining liquidity.

Certificates of Deposit >

Grow your business earnings with an insured, fixed rate CD with terms ranging from 91 days to 5 years.

Share Savings Account >

A Share Savings Account is required and entitles your business to membership at Ideal Credit Union.

 

Open an Ideal Business Savings Account

To open an Ideal Business Savings Account, make an appointment or visit any of our locations to get started with an Ideal CU Representative.

Make an Appointment  Find a Branch

 

No Interest/ Dividends Savings

Some organizations require funds to be deposited into a no interest/no dividends savings account, per business resolution requirements. Ideal CU supports our clubs, organizations, and non-profits by providing this essential account.

Make an Appointment  Find a Branch

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Simplified Employee Pension Plan

This tax-favored plan enables self-employed and small employers to build retirement funds through our high-yield savings accounts or CDs, without administrative or maintenance expenses often associated with other types of pension plans.

Make an Appointment  Find a Branch

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Health Savings Accounts (HSAs)

Are you planning to offer a high-deductible health plan? Or, does your company already offer one? If so, your employees can pair it with an HSA from Ideal CU. Our HSAs have a competitive yield with no fees and no minimum distribution amount. Interest earned on this account is also tax free.

Make an Appointment  Find a Branch

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Premium Money Market

With Ideal CU, your business has access to great deposit rates. Whether you're saving for tax payments, a future purchase or seeking the best rate for your business's cash assets, our tiered money market account is an exceptional way to earn more interest on your funds while retaining liquidity.

Make an Appointment  Find a Branch

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Certificates of Deposit

CDs are popular because they deliver insured safety, attractive guaranteed fixed rates, and terms ranging from 91 days to 5 years. Minimum deposits start as low as $100. Interest is compounded monthly for all terms.

Make an Appointment  Find a Branch

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Share Savings Account

Are you planning to offer a high-deductible health plan? Or, does your company already offer one? If so, your employees can pair it with an HSA from Ideal CU. Our HSAs have a competitive yield with no fees and no minimum distribution amount. Interest earned on this account is also tax free.

Make an Appointment  Find a Branch

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2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed