Business Savings Accounts
Open an Ideal Business Savings Account
To open an Ideal Business Savings Account, make an appointment or visit any of our locations to get started with an Ideal CU Representative.
Simplified Employee Pension Plan
This tax-favored plan enables self-employed and small employers to build retirement funds through our high-yield savings accounts or CDs, without administrative or maintenance expenses often associated with other types of pension plans.
Premium Money Market
With Ideal CU, your business has access to great deposit rates. Whether you're saving for tax payments, a future purchase or seeking the best rate for your business's cash assets, our tiered money market account is an exceptional way to earn more interest on your funds while retaining liquidity.
Share Savings Account
Are you planning to offer a high-deductible health plan? Or, does your company already offer one? If so, your employees can pair it with an HSA from Ideal CU. Our HSAs have a competitive yield with no fees and no minimum distribution amount. Interest earned on this account is also tax free.