Small Business

Business Loans & Credit

Business Term Loan

Grow Your Business

Starting or expanding your business is expensive. With an Ideal Credit Union Business Term Loan, you'll be able to afford the tools and equipment you need — when you need them.

  • Business equipment
  • Machinery and vehicles
  • Office fixtures and leasehold improvements
  • Expansion and renovations

Apply Online

To apply online for a business term loan, follow the steps below:

  1. Complete and submit the Online Business Loan Application.
  2. Complete and submit the Online Personal Financial Statement.
  3. Email This email address is being protected from spambots. You need JavaScript enabled to view it. once the above online documents have been submitted.

A representative will review your application and reach out to you within 1-2 business days.

Apply In-Person

To apply in-person for a business term loan:

  • Make an appointment
  • Visit any Ideal Credit Union branch
  • Email This email address is being protected from spambots. You need JavaScript enabled to view it.
2018 - 19 Holiday Hours

Christmas Eve (2018)
Monday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day (2018)
Tuesday, December 25th
All locations closed.


New Year's Eve (2018)
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2019)
Tuesday, January 1st
All locations closed



Martin Luther King Jr Day
Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.