Small Business

Business Loans & Credit

Business Term Loan

Grow Your Business

Starting or expanding your business is expensive. With an Ideal Credit Union Business Term Loan, you'll be able to afford the tools and equipment you need — when you need them.

  • Business equipment
  • Machinery and vehicles
  • Office fixtures and leasehold improvements
  • Expansion and renovations

Apply Online

To apply online for a business term loan, follow the steps below:

  1. Complete and submit the Online Business Loan Application.
  2. Complete and submit the Online Personal Financial Statement.
  3. Email This email address is being protected from spambots. You need JavaScript enabled to view it. once the above online documents have been submitted.

A representative will review your application and reach out to you within 1-2 business days.

Apply In-Person

To apply in-person for a business term loan:

  • Make an appointment
  • Visit any Ideal Credit Union branch
  • Email This email address is being protected from spambots. You need JavaScript enabled to view it.
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2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed