Welcome to Ideal

Digital Banking


Digital Banking 101 Become a member

4.87% APR* For the First 12 Months With Our Flexible HELOC Special

Enjoy a low 4.87% APR* for the first 12 months! Whether you're planning home improvements, consolidating debt or covering major expenses, our flexible HELOC gives you the confidence and financial freedom to achieve more.

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Meet IDA!

Did you know? IDA is available 24/7 to help! Whether you need to check your balance, make payments or transfer funds, IDA is here to make your life easier any time of day or night. Get ready to experience the future of banking with IDA, your trusted Ideal Digital Assistant.

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Ideal Wealth Advisors

Whether you have one financial issue you want to tackle today or realize it's time to put together a comprehensive financial strategy, Ideal Wealth Advisors will take the time to listen and learn about your unique situation.
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Certificates

Earn

up to

4.10% APY*

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High Yield Checking

Earn

up to

5.00% APY*

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Auto

Loans

as low as

5.39% APR*

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Mortgages

10/1 ARM

5.750% Rate

6.318% APR**

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Home Equity

Line of Credit

as low as

4.87% APR*

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Credit Cards

Rates

as low as

9.90% APR*

Eagan

3225 Denmark Ave
Eagan, MN 55121

Inver Grove

7791 Amana Trail
Inver Grove Heights, MN 55077

Hugo

14750 Victor Hugo Blvd N.
Hugo, MN 55038

Woodbury

8499 Tamarack Rd
Woodbury, MN 55125

North St. Paul

2401 N. McKnight Rd
North St. Paul, MN 55109

Stillwater

2020 Washington Ave
Stillwater, MN 55082