Home Equity Borrower's Choice
Choose the option that best suits your borrowing needs!
On a NEW Home Equity Line of Credit: Choose 4.99% APR for the First 6 Months OR $700 off Closing Costs*
Or on a NEW Home Equity Loan: Choose a 0.25% Rate Reduction OR $700 off Closing Costs**
For the second consecutive year, Ideal Credit Union is ranked #1 on the list of illustrious credit unions in Minnesota.
Meet IDA!
Did you know? IDA is available 24/7 to help you with Smart Transactions! Whether you need to check your balance, make payments or transfer funds, IDA is here to make your life easier any time of day or night. Get ready to experience the future of banking with IDA, your trusted Ideal Digital Assistant.
Ideal Wealth Advisors
Whether you have one financial issue you want to tackle today or realize it's time to put together a comprehensive financial strategy, Ideal Wealth Advisors will take the time to listen and learn about your unique situation.
Important Fraud Alert for All Members
Reminder that Ideal CU will never contact you and ask for any identifying account information. If you believe you have given personal information to a scammer, contact us immediately.
Stay up-to-date with the latest cyber security news with our Cyber Security Resources page.