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Today's Rates

Mortgage 30 Yr. Fixed as low as

5.176%APR1

Auto Loans as low as

3.29%APR1

Credit Cards as low as

9.90%APR1

Certificates as high as

2.78%APY2

Money Market as high as

1.36%APY2

1. APR= Annual Percentage Rate.
2. APY= Annual Percentage Yield.

Ideal CU named Top 150 Workplace by Star Tribune

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VIP+ Program
REWARDING YOU SINCE 2013

Since 2013, Ideal Credit Union has paid out over $3.1 million in earnings to VIP+ members to thank them for their business and loyalty. Special Dividends are calculated on the previous year’s account activity and are paid automatically to your Share Savings in January of each year.

Learn More

Enhanced Ideal
Digital Banking

Ideal Credit Union is excited to announce an enhanced Digital Banking is now available. Members can now enjoy the latest in digital banking technology and an intuitive interface that makes managing your money simpler, faster, and more convenient – on any device, anywhere you may be.

Learn More

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OUR LOCATIONS

Visit us at any of our six convenient branches

Eagan

3225 Denmark Ave.
Eagan, MN 55121

Inver Grove

7791 Amana Trail,
Inver Grove Heights MN 55077

Hugo

14750 Victor Hugo Blvd. N.
Hugo MN 55038

Woodbury

8499 Tamarack Rd.
Woodbury MN 55125

North St. Paul

2401 N. McKnight Rd.
North St. Paul MN 55109

Stillwater

2020 Washington Ave S
Stillwater, MN 55082

Share Insurance Information
NCUA logo homepage 1017

 

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

To learn more, visit the NCUA website.

Share Insurance Information
NCUA logo homepage 1017

 

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

To learn more, visit the NCUA website.

2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed


Online Banking Enrollment Unavailable

New enrollment (for members who have never used Ideal Online or Mobile Banking) is currently unavailable in anticipation of the enhanced Digital Banking upgrade on Tuesday, September 25th. Learn More about enhanced Ideal Digital Banking

Existing User Re-enrollment

Existing User Re-enrollment is for members who have used Ideal Online/Mobile Banking in the past and have not yet re-enrolled in the enhanced Ideal Digital Banking.
Continue with Re-enrollment

If you have never used Ideal Online/Mobile Banking in the past, you need to enroll as a new user. Exit this pop-up and click the "New User Enrollment" button instead.

New User Enrollment

Continue with New User Enrollment if you have never used Ideal Online/Mobile Banking in the past.
Continue New User Enrollment

If you have used Ideal Online/Mobile Banking in the past, you need to re-enroll in the enhanced Ideal Digital Banking now. Exit this pop-up and click the "Re-enroll in Digital Banking" button instead.