Phone with mobile check deposit

Skip the trip to the credit union and deposit your checks in a snap with the free Ideal Mobile Banking app.

Mobile Check Deposit
Skip the trip to the CU with
More Benefits
Debit Rewards

Sign up for the Ideal My Rewards™ Gold or Platinum Debit Card to enjoy exclusive benefits of the Ideal Debit Rewards Program.

family moving into home
No Cost Seminar
Home Buying

Learn the ins & outs of the home buying process from Ideal's Mortgage Team and guest industry professionals.

Family in a new home
Home Sweet Home, Sooner
Zero Down Mortgage

Get home sweet home sooner with Ideal Credit Union's Zero Down Mortgage Program. Apply online or come in to meet with us.

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Today's Rates

Mortgage 30 Yr. Fixed as low as

4.525%APR1

Auto Loans as low as

2.54%APR1

Credit Cards as low as

9.90%APR1

Certificates as high as

1.56%APY2

Money Market as high as

0.35%APY2

1. APR= Annual Percentage Rate.
2. APY= Annual Percentage Yield.

LMCU PROMO turbotax2

Save up
to $15 on
TurboTax Federal Products

Get Started

Take the Pledge
To Not Text & Drive

In honor of our friend and coworker David Riggs, who died after being hit by a distracted driver in August of 2013, we ask you to take a stand against texting and driving by taking the No Texting and Driving Pledge.

COMMUNITY PARTNER
PEOPLE HELPING PEOPLE

Ideal Credit Union supports a variety of important causes that help bring essential services to those in need. Ideal CU employees, members and volunteers are always willing to lend a hand. Whether it's delivering meals to local seniors, collecting coats for kids, working the registration table at fundraising events, packing pallets of food, or putting together a team for Relay for Life, volunteers put the credit union philosophy of “people helping people” into action throughout the year.

OUR LOCATIONS

Visit us at any of our six convenient branches

Eagan

3225 Denmark Ave.
Eagan, MN 55121

Inver Grove

7791 Amana Trail,
Inver Grove Heights MN 55077

Hugo

14750 Victor Hugo Blvd. N.
Hugo MN 55038

Woodbury

8499 Tamarack Rd.
Woodbury MN 55125

North St. Paul

2401 N. McKnight Rd.
North St. Paul MN 55109

Stillwater

2020 Washington Ave S
Stillwater, MN 55082

Share Insurance Information
NCUA logo homepage 1017

 

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

To learn more, visit the NCUA website.

Share Insurance Information
NCUA logo homepage 1017

 

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

To learn more, visit the NCUA website.

2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed


Join us! Home Buying Education Seminar this Thursday, 2/22. Learn More