Welcome to Ideal

Digital Banking


Digital Banking 101 Become a member

Home Equity Special: Save up to $700 OFF!

Streamline your finances by consolidating your debt with a special discount on a Home Equity Loan or Line of Credit. Unlock the flexibility to manage unexpected expenses and embark on a journey towards financial consolidation with simplicity and ease.

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Introducing IDA!

IDA – Ideal’s Digital Assistant - offers the quickest, most efficient way to get answers from us over the phone and online. We are excited to provide our members with this new, state-of-the-art tool. Get ready to experience the future of banking with IDA, your trusted Ideal Digital Assistant.

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Ideal Wealth Advisors

Whether you have one financial issue you want to tackle today or realize it's time to put together a comprehensive financial strategy, Ideal Wealth Advisors will take the time to listen and learn about your unique situation.

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Important Fraud Alert for All Members

Reminder that Ideal CU will never contact you and ask for any identifying account information. If you believe you have given personal information to a scammer, contact us immediately.

Stay up-to-date with the latest cyber security news with our Cyber Security Resources page.

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Mortgages

10/1 ARM

6.625% Rate

7.225% APR**

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Home Equity

Line of Credit

as low as

8.50% APR*

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Auto

Loans

as low as

6.20% APR*

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Credit Cards

Rates

as low as

9.90% APR*

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High Yield Checking

Earn

up to

5.00% APY*

Eagan

3225 Denmark Ave
Eagan, MN 55121

Inver Grove

7791 Amana Trail
Inver Grove Heights, MN 55077

Hugo

14750 Victor Hugo Blvd N.
Hugo, MN 55038

Woodbury

8499 Tamarack Rd
Woodbury, MN 55125

North St. Paul

2401 N. McKnight Rd
North St. Paul, MN 55109

Stillwater

2020 Washington Ave
Stillwater, MN 55082