Limited Time Special:
Rates as Low as 4.87% APR* for 12 Months!
Special Offer Available On A NEW Flexible Home Equity Line of Credit, Now Through September 30, 2025!
Do it all with a Flexible Home Equity Line of Credit
Access as little or as much of your credit line as you need for debt consolidation, home improvements, school tuition or anything else you may need.
Access funds 24/7 with Ideal Digital Banking
Access the equity in your home with more control and flexibility. The Flexible HELOC works like a traditional line of credit but lets you move all or part of your balance into a fixed rate loan segment whenever you choose. As you pay it down, your available credit replenishes.
Features & Benefits
- Borrow up to 90% of property value
- Option to lock part or all of your HELOC balance into a fixed rate
- 24/7 access to funds with Ideal Digital Banking — Simply transfer funds directly from your HELOC into your savings or checking account
- 10-year draw and up to 15-year repayment period
- Maximum loan amount of $450,000
Now is the perfect time to put your home's equity to work helping you achieve your goals. Apply online or schedule an appointment to visit an Idea CU branch near you.