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Digital Banking

Make a Loan Payment
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Digital Banking 101 Become a member

Home Equity Line of Credit:
Rates as low as 2.99% APR*
for the First 12-Months

With rates as low as 2.99% APR* for the first 12-Months, now is the ideal time to put your home's equity to work helping you achieve your goals. Limited-Time Special — Offer Ends August 31st!
See Requirements

Ideal Wealth Advisors

Whether you have one financial issue you want to tackle today or realize it's time to put together a comprehensive financial strategy, Ideal Wealth Advisors will take the time to listen and learn about your unique situation.
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Important Fraud Alert for All Members

Reminder that Ideal CU will never contact you and ask for any identifying account information. If you believe you have given personal information to a scammer, contact us immediately.

Stay up-to-date with the latest cyber security news with our Cyber Security Resources page.
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Welcome to Ideal

Digital Banking

Make a Loan Payment
Make a Loan Payment
Digital Banking 101 Become a member
Mortgages
10/1 ARM

6.625% Rate

7.225% APR*

Home Equity
Line of Credit
as low as

2.99% APR*

Auto
Loans
as low as

5.74% APR*

Credit Cards
Rates
as low as

9.90% APR*

High Yield Checking
Earn
up to

4.00% APY*

*APR is Annual Percentage Rate. APY is Annual Percentage Yield. Rates subject to change at any time.

What's New

Member Benefits

Family in front of house

Our Family Earned $2,500 in cash back

Learn How

OUR LOCATIONS

Schedule an in-person or video appointment

Eagan

3225 Denmark Ave
Eagan, MN 55121

Inver Grove

7791 Amana Trail
Inver Grove Heights, MN 55077

Hugo

14750 Victor Hugo Blvd N.
Hugo, MN 55038

Woodbury

8499 Tamarack Rd
Woodbury, MN 55125

North St. Paul

2401 N. McKnight Rd
North St. Paul, MN 55109

Stillwater

2020 Washington Ave
Stillwater, MN 55082