Welcome to Ideal

Digital Banking


Digital Banking 101 Become a member

Enterprise Car Sales Rate Buy Down Special: Rates as Low as 3.79% APR!*

Turn your car dreams into reality by getting prequalified with Ideal CU. Then, visit Enterprise Car Sales to find your next vehicle and enjoy a rate discount exclusively for members!

See Details

October is National Cybersecurity Month

October is National Cybersecurity Month and to celebrate, we are hosting a series of live webinars led by industry experts.

We invite you to take join us and take proactive steps this month to enhance your digital security. Together, we can work to ensure a safer online experience for everyone.

Learn More

Home Equity Borrower's Choice

Choose the option that best suits your borrowing needs!

On a NEW Home Equity Line of Credit: Choose 4.99% APR for the First 6 Months OR $700 off Closing Costs* 

Or on a NEW Home Equity Loan: Choose a 0.25% Rate Reduction OR $700 off Closing Costs**

See Details

Meet IDA!

Did you know? IDA is available 24/7 to help you with Smart Transactions! Whether you need to check your balance, make payments or transfer funds, IDA is here to make your life easier any time of day or night. Get ready to experience the future of banking with IDA, your trusted Ideal Digital Assistant.

Get Started
Home Equity Borrower's Choice

For the second consecutive year, Ideal Credit Union is ranked #1 on the list of illustrious credit unions in Minnesota.

Read More

Ideal Wealth Advisors

Whether you have one financial issue you want to tackle today or realize it's time to put together a comprehensive financial strategy, Ideal Wealth Advisors will take the time to listen and learn about your unique situation.

Learn More
Image

Mortgages

10/1 ARM

5.375% Rate

6.118% APR**

Image

Home Equity

Line of Credit

as low as

4.99% APR*

Image

Auto

Loans

as low as

5.49% APR*

Image

Credit Cards

Rates

as low as

9.90% APR*

Image

High Yield Checking

Earn

up to

5.00% APY*

Eagan

3225 Denmark Ave
Eagan, MN 55121

Inver Grove

7791 Amana Trail
Inver Grove Heights, MN 55077

Hugo

14750 Victor Hugo Blvd N.
Hugo, MN 55038

Woodbury

8499 Tamarack Rd
Woodbury, MN 55125

North St. Paul

2401 N. McKnight Rd
North St. Paul, MN 55109

Stillwater

2020 Washington Ave
Stillwater, MN 55082