Turn Your House Into Your Dream Home

We're offering up to $500 off closing costs on a Home Equity Loan or Line of Credit through January 31st, 2022. Make home improvements, consolidate debt, afford unexpected expenses, and more.

Manage It All With Ideal Digital Banking

Ideal Digital Banking puts you in control. Check balances, transfer funds, pay bills and even deposit checks using the Ideal Mobile Banking app.

Welcome to Ideal

Digital Banking

Become a member Apply for a loan Open an account Make a loan payment
15-year fixed

2.750% Rate

2.940% APR*

as low as

2.29% APR*

Credit Cards
as low as

9.15% APR*

High Yield Checking
up to

2.00% APY*

*APR is Annual Percentage Rate. APY is Annual Percentage Yield. Rates subject to change at any time.

Member Benefits

Family in front of house

Our Family Earned
$2,500 in cash back

Learn How

Use & Win $1,000
Monthly Giveaway

Ideal Credit Union will be giving away $1,000 to one lucky winner each month in 2021. The key to your chance of winning is to have an Ideal Personal Checking Account and to use your Ideal Debit or My Rewards™ Debit Card for everyday purchases.

Learn More


3225 Denmark Ave
Eagan, MN 55121

Inver Grove

7791 Amana Trail
Inver Grove Heights, MN 55077


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Hugo, MN 55038


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North St. Paul

2401 N. McKnight Rd
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2020 Washington Ave
Stillwater, MN 55082