$1,000 Use & Win
Win $1,000 Just for Using Your Debit Card—Every Month!
Current Offers
USPS Family Scholarship Opportunity
Scholarship applications are currently available. All students whose parents work for the United States Postal Service in the 15-county metro area are eligible to apply.
Counties include Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Le Sueur, Mille Lacs, Pierce, Ramsey, Scott, Sherburne, St Croix, Washington and Wright.
All applications for scholarships must be received by July 1, 2026.
Home-Free Mortgage Savings
Take advantage of a below market rate and lower upfront costs that help you save more over time. Don't wait, offer ends August 31, 2026!
Home‑Free Includes
- Lock in a below market rate for long‑term savings
- Save upfront with reduced closing costs
- Option of a 10- or 15- year fixed term
HELOC Special
Do more with an Ideal Home Equity Line of Credit and turn the value in your home into the flexibility you need. Enjoy a low 12 month intro rate and predictable upfront costs!
Access as little or as much of your credit line as you need for home renovations, debt consolidation, tuition, travel, special events or whatever comes next. Borrow what you need, when you need it, and only pay interest on the amount you use.
Hot off the press
Construction Underway! Ideal Credit Union Breaks Ground on New Blaine Branch
Construction at our new Blaine location is coming together quickly, and if you haven’t checked in lately, now is the perfect time. Our live webcam has been capturing the progress every step of the way and with the project underway, you can see it all take shape.
11 Important Skills that Every Digital Citizen Should Possess
11 must have digital citizenship skills. Know how to be responsible online: browsing, cyberbullying, privacy, copyrights, research, and more.
Ideal Credit Union Awarded Top Honors for Creative Excellence by the Minnesota Credit Union Network
Ideal Credit Union has earned top honors for creative excellence, receiving the Outstanding Creative Achievement Award at the 2026 ACCELERATE Awards for work supporting the Ideal Credit Union Foundation’s annual iDill Pickleball Open.