Rates

Competitive rates help you earn more on every dollar you save

Options for every goal from everyday saving to long-term growth

Flexible account types to fit your lifestyle and financial strategy

Your money, your future with support to help it grow

Our rates always work in your best interest

As a not-for-profit credit union, we’re here to help you get more from your money. That means better rates, fewer fees, and products designed to support your financial goals. Whether you're looking to earn more on savings or borrow smarter with a loan or credit card, Ideal CU has options that work in your favor.

Check out our current rates and see how we can help you save more and spend wisely.