TruStage Insurance Programs

Round out your financial plan with affordable coverage

Tailor your policies to fit your budget and specific needs

The right insurance can help give you peace of mind

From your home and vehicle to your loved ones and yourself, protect all that's important to you with TruStage Insurance.

A partnership you can trust

Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most.

Auto Insurance That Works for You

You could be paying too much for auto insurance

You work hard for your money and even harder to keep your budget on track. So why spend too much on auto insurance—maybe hundreds of dollars too much?

How much could I save?

Credit union members could save hundreds of dollars on auto insurance through the TruStage™ Auto Insurance and Home Program. And it could be simple to switch carriers—without losing any money.

What are the advantages?

The TruStage™ Auto Insurance Program offers a powerful mix of savings & popular, member-friendly benefits:

  • Credit union members could save
  • Nationally recognized companies
  • Friendly service with extended hours

GET A QUOTE

Auto and Home Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states.  © TruStage

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TruStage Home Insurance Program

Home Insurance That Has You Covered

TruStage Home Insurance Program

Help protect your biggest investment—inside and out

The TruStage Home Insurance Program helps you protect your home—and everything in it—with coverage designed to fit your budget for credit union members.

It could help cover damage or loss due to fire, weather, theft and more. And it also helps protect you from liability if an accident happens on your property.

TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance®—along with these popular benefits:*

  • Potential savings for Ideal Credit Union members
  • Discounts for multiple policies
  • 24/7 claims, even on holidays
  • Inflation protection
  • Temporary housing assistance when you need it

Don’t wait. It’s simple to get a free quote today.

A tradition of strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2024 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.

*Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

TruStage™ Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. © 2025 Liberty Mutual Insurance. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Coverages and features not available in all states. Discounts are not available in all states and discounts vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC. © TruStage

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No-Cost Coverage That Cares

Claim your no-cost Accidental Death & Dismemberment insurance. Add more coverage starting at around $1 a month.*

Your $1000 of no-cost TruStageTM Accidental Death and Dismemberment coverage, courtesy of Ideal Credit Union, is now available for you to claim.

As a member of Ideal Credit Union, you have received $1000 in AD&D coverage from TruStageTM at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.  

Again, it costs you absolutely nothing — only a few minutes of your time — to get $1000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed — with no health questions or medical exam.

Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to www.trustage.com/add-insurance or call toll-free 1-800-798-8798.

*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.

TruStageTM Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
© TruStage

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Simple, Affordable Life Insurance

TruStage Life Insurance 

We make TruStage™ Life Insurance policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget — because any amount of coverage can make a difference.

Call 1-800-814-2914 for more information or get a quote today.


TruStageTM Life Insurance is issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage

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TruStage Whole Life Insurance

Lifelong Protection That Fits Your Budget

You could get permanent coverage and lock in your lowest rate for life

TruStage™ Whole Life Insurance is permanent coverage that never decreases, with a rate that is locked in for life. Your coverage cannot be cancelled as long as you’re approved and continue to make your payments.

After you’re gone, this policy typically pays an income tax-free cash benefit that your family could use for any reason they need, such as funeral expenses, mortgage payments or unpaid debts.

Apply in minutes. Start with a monthly payment that is designed to fit your budget and get options online or over the phone:

  • Just a few questions
  • No medical exam
  • Instant quotes based on your budget

Don’t wait. Get an instant quote online today. Or, call 1-800-814-2914 and talk to a licensed agent.


A tradition of strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.

TruStage™ Simplified Issue Whole Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Form Numbers: ICC17-SIWLLB, ICC17-SIWLNB, 2017-SIWLLB, 2017-SIWLNB. © TruStage

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Disclaimers

© Copyright 2024, TruStage. All Rights Reserved.

TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

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