High Yield Savings

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Earn more without the extra effort

Ideal Credit Union’s High Yield Savings Account helps you grow your money faster while keeping things simple. It’s designed to give you strong returns, easy access, and total peace of mind.

Earn a competitive rate that helps your savings grow faster
Take advantage of tiered interest rates that reward higher balances
No monthly fees or term commitments means your savings stay flexible and accessible
Move your money when you need to with flexible access anytime
Keep your savings safe with secure online tools and federal insurance

Smart and simple ways to save more

Schedule automatic transfers from checking to savings

Turn on Round-Up Savings to grow your balance effortlessly

Build an emergency fund for 3–6 months of expenses

Cancel unused subscriptions and add those savings

Set up Goal Savings in the app to track progress easily

Earn more by moving extra funds into your High Yield Savings