New here?

Open a Share Savings Account to become a member!

Open an Account Apply for a Loan Apply for a Mortgage
Already part of the Ideal CU Life?

Easily open additional accounts or apply for a loan.

Open an Account Apply for a Loan Apply for a Mortgage Make a Payment
Bank
Checking & Spending Savings Certificates (CDs) Student Accounts Bucky Bear Kids' Club Debit Cards Debit Rewards Individual Retirement Accounts (IRAs) Health Savings Accounts (HSAs)
Popular Requests
Bank
Business Checking & Spending Business Savings Business High Yield Money Market Business Certificates
Popular Requests
Plan & Invest
Our Team 401(k) & Retirement Investment Services Life & Long Term Care Guided Wealth Portfolios Digital Estate Planning Planning Process
Popular Requests
Learn
Seminars & Events
Popular Requests
Borrow
Business Loans & Lines of Credit SBA Loans Business Real Estate Loans Business Credit Card
Popular Requests
Borrow
Auto Loans Recreational Loans Mortgage Loans Personal Loans Home Improvement Loans Home Equity Line of Credit Credit Cards CU Rewards Program
Popular Requests
Services
Business Digital Banking Business ACH Merchant Card Services ADP Payroll Processing
Popular Requests
Learn
The IDA Insider Events & Workshops Security Center Business Member Spotlight Business Financial Wellness
Popular Requests
Manage
Digital Banking Ideal Digital Assistant Wire Transfers Voice ID Direct Deposit Credit Score Card Management Loan Management Loan Payment Protection Safe Deposit Boxes
Popular Requests
Learn
The IDA Insider Seminars & Workshops Security Center Financial Wellness Center Calculators
Popular Requests

Low Rate vs. Cash Back Auto Financing Calculator

Explore Auto Loans

Rebate or low rate - what saves you more? Let’s find out.

Use our calculator to compare a manufacturer’s cash rebate with a promotional interest rate. See how each option affects your loan balance, monthly payment and total cost so you can make the smartest choice for your budget.

Pages within: