Identity Theft

What to do and how to protect yourself

Identity theft can lead to financial loss and stress. If you think your identity has been stolen, contact Ideal Credit Union right away. We’ll help monitor your account and flag suspicious activity.

You should also contact the three major credit bureaus to consider placing a freeze on your credit:

Equifax: 800-525-6285

Experian: 888-397-3742

TransUnion: 800-680-7289

File a complaint with the Federal Trade Commission and report the theft to your local police department.

Tips to Keep Your Information Safe

Use strong, unique passwords for each account. Avoid personal details and don’t store passwords in unsecured apps.
Look for HTTPS in website URLs before entering personal info. Stick to trusted app stores.
Limit what you share on social media. Adjust privacy settings and avoid posting your birthdate.
Protect your PIN and Social Security number. Don’t carry your SSN card or share it unless necessary.
Shred sensitive documents and use data-wiping software before disposing of digital devices.

Monitor Your Accounts

Review your financial statements regularly and report anything suspicious.
Use Ideal CU Digital Banking and sign up for free eStatements.
Pay bills securely - avoid leaving payments in your mailbox.
Check your credit report annually at annualcreditreport.com.

Need help? Contact Ideal CU - we’re here to support you.