Mobile Check Deposit

Download on the App Store Download on Google Play

These might be the best photos you take all day

Mobile Check Deposit is a simple way to move money into your account quickly and securely. Whether you're depositing a paycheck, a gift or a payment, you can do it all from your phone without visiting a branch. It's convenient, easy to use and fits seamlessly into your day.

Log in to the Ideal Digital Banking App on your mobile device.
Tap “Mobile Check Deposit” and review the endorsement requirements.
Write MCD near the date line on the front of the check and endorse the back with FOR MCD ONLY IDEAL CU below your signature.
Snap clear photos of the front and back of the check.
Submit your deposit and watch for a confirmation message.

Level up your finances - from your home or on-the-go

Check your account balances anytime, anywhere

Transfer funds between Ideal CU or other banks

Monitor your budget and manage spending habits

Make one-time or recurring payments with Bill Pay

Chat with IDA for quick help by phone or online

Create and track your personal savings goals