Checking

Business Checking

Effective Date: July 31, 2026
Balance
Interest Rate
APY*
Optimum Business Checking1 Rates
$0 - $9,999.99 0.05% 0.05%
$10,000.00 - $19,999.99 0.05% 0.05%
$20,000.00 - $49,999.99 0.05% 0.05%
$50,000 - 99,999.99 0.05% 0.05%
$100,000.00 + 0.05% 0.05%
Simply Business Checking2 Rates
$0 + 0.05% 0.05%

*APY = Annual Percentage Yield. Rates subject to change at any time.

1. $5,000 minimum balance on Optimum Business Checking to avoid $15 monthly service fee.  Interest rates determined monthly by the Board of Directors. Rates subject to change at any time.

2. $1,500 minimum balance required on Simply Business Checking to avoid $10 monthly service fee. Interest rates determined monthly by the Board of Directors. Rates subject to change at any time.

Business High Yield Money Market1

Minimum opening balance: $1,000.00.

Effective Date: July 31, 2026
Balance
Interest Rate
APY*
$0 - $24,999.99 0.99% 1.00%
$25,000.00 - $99,999.99 1.98% 2.00%
$100,000.00 - $249,999.99 2.47% 2.50%
$250,000.00 + 2.71% 2.75%

*APY = Annual Percentage Yield. Rates subject to change at any time.

1. $1,000 minimum opening balance.