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Personal Loans

Effective Date: July 31, 2026
Type
Term
APR* as low as

Signature1

Up to 72 months

10.99%

Ready Cash Line of Credit2

Revolving Line of Credit

10.50%

Home Improvement Personal Loan3

Up to 72 months

10.74%

*APR = Annual Percentage Rate

1. Actual rate based on applicant's payment and credit history. Example of Payment Terms: Signature loan with 10.99% APR up to a 72-month term would make a payment of $19.03 per $1,000 borrowed. Rates subject to change at any time.

2. Actual rate based on applicant's payment and credit history. The minimum floor APR will be 8.00% and maximum APR will be 17.99%. Current variable APR ranges from 10.50% - 17.99%, based on the Wall Street Prime Rate which is currently 6.75%. Rates subject to change at any time. Limit of one line of credit per membership.

3. Property must be owner occupied. Maximum loan is $25,000.