Savings

Share Savings Rates

Effective Date: July 31, 2026
Balance
Dividend Rate
APY*
$0.00 + 0.05% 0.05%

*APY = Annual Percentage Yield.
Dividend rates adjusted and paid monthly. Rates subject to change at any time. Above are prospective dividend rates for the current period.

Goal Savings Rates

Effective Date: July 31, 2026
Balance
Interest Rate
APY*
$0 - $999.99 0.05% 0.05%
$1,000 + 1.34% 1.35%

*APY = Annual Percentage Yield. Interest rates adjusted and paid monthly. Rates subject to change at any time. If balance falls below $1,000, the account will earn 0.05% APY. Interest begins to accrue on the business day you deposit any non-cash item.

High Yield Savings Rates

Effective Date: July 31, 2026
Balance
Interest Rate
APY*
$25,000 - $99,999.99 2.95% 3.00%
$100,000 - $499,999.99 3.05% 3.10%
$500,000 + 3.15% 3.20%

*APY = Annual Percentage Yield. Rates subject to change at any time. Interest is compounded and paid monthly. Minimum $25,000 to open account. If balance falls below $25,000, the account will not earn interest. Interest begins to accrue on the business day you deposit any non-cash item. Fees may reduce earnings.

IRA Money Market Rates

Effective Date: July 31, 2026
Balance
Interest Rate
APY*
$0 - $2,499.99 0.05% 0.05%
$2,500 - $9,999.99 0.30% 0.30%
$10,000 - $19,999.99 0.30% 0.30%
$20,000 - $49,999.99 0.30% 0.30%
$50,000 - $99,999.99 0.30% 0.30%
$100,000+ 0.30% 0.30%

*APY = Annual Percentage Yield. Rates subject to change at any time.
Interest rates adjusted and paid monthly.

IRA High Yield Money Market Rates

Effective Date: July 31, 2026
Balance
Interest Rate
APY*
$0 - $24,999.99 1.00% 1.00%
$25,000 - $49,999.99 1.05% 1.06%
$50,000 - $99,999.99 1.05% 1.06%
$100,000 - $199,999.99 1.10% 1.11%
$200,000 + 1.30% 1.31%

*APY = Annual Percentage Yield. Rates subject to change at any time.
Interest rates adjusted and paid monthly.