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Fixed-Rate Mortgage
|
Program Name
|
Rate
|
Points
|
APR*
|
|---|---|---|---|
| 30 Yr. Fixed - Conventional | 7.375% | 0.00% | 7.501% |
| 30 Yr. Fixed - FHA | 7.625% | 0.00% | 7.761% |
| 30 Yr. Fixed - VA | 7.625% | 0.00% | 7.000% |
| 15 Yr. Fixed - Conventional | 6.750% | 0.00% | 6.955% |
*APR is Annual Percentage Rate. Payment example: On a $300,000 owner occupied (primary residence) home loan at 6.745% APR for a 30 year term, monthly payments would be $1,920.93 per month. On a $250,000 mortgage loan at 6.326% APR for a 15 year term, monthly payments would be $2,126.56. Payments do not include applicable taxes and insurance and may result in higher payments
Fixed-Rate Mortgage Specials
|
Program Name
|
Benefits
|
Get Started Today!
|
|---|---|---|
25 Yr. Fixed - Zero Down - Conventional1 |
Get into your new home sooner. | Call us at 651-747-4663 or Make an Appointment for rates and to learn more. |
1. Zero Down Mortgage Program: available for qualified applicants with minimum 700 credit score. Some restrictions may apply. Available for purchase transactions and owner-occupied residence up to max loan amount of $647,200. Rates subject to change at any time. Payment example: On a $300,000 mortgage loan at 7.133% APR for a 25-year term, monthly payments would be $2,242.90. This payment example does not include taxes and insurance, and the payment will be higher than the disclosed payment. Subject to mortgage insurance approval. Not eligible for condos or multi-family properties.
Adjustable-Rate Mortgage
|
Program Name
|
Rate
|
Points
|
APR*
|
|---|---|---|---|
| 10/5 ARM - Conventional | 6.875% | 0.00% | 7.207% |
| 10/1 ARM - Conventional | 6.750% | 0.00% | 7.123% |
| 7/1 ARM - Conventional | 6.500% | 0.00% | 6.957% |
| 5/5 ARM - Conventional | 6.375% | 0.00% | 6.875% |
| 5/1 ARM - Conventional | 6.875% | 0.00% | 7.207% |
Jumbo Mortgage
|
Program Name
|
Rate
|
Points
|
APR*
|
|---|---|---|---|
| 30 Yr Fixed - Jumbo | 7.500% | 0.00% | 7.560% |
| 15 Yr Fixed - Jumbo | 7.000% | 0.00% | 7.095% |
*APR is Annual Percentage Rate. Payment example: On a $300,000 owner occupied (primary residence) home loan at 6.745% APR for a 30 year term, monthly payments would be $1,920.93 per month. On a $250,000 mortgage loan at 6.326% APR for a 15 year term, monthly payments would be $2,126.56. Payments do not include applicable taxes and insurance and may result in higher payments