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VISA® Business Platinum Credit Card

business visa credit card image

No Annual Fee

Low Variable Rate

A low-cost credit option for everyday business spending

Enjoy no annual fee and a low variable rate with an Ideal VISA Business Platinum Credit Card. Credit lines start at $5,000 and various spending limits can be set for each employee.

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Perfect for business expenses

Card benefits to increase your bottom line

Less fees and a low variable rate

Enjoy no annual fee and a low variable rate with the Ideal VISA® Business Platinum Credit Card.

  • A low variable rate
  • No annual fee
  • No cash advance fees
  • No balance transfer fees
  • No interest on balances paid within 25 days

Easy to manage

The Ideal VISA® Business Platinum allows you to create individual spending limits for each of your employees. Credit lines start at $5,000.

Apply for an Ideal VISA® Business Platinum

Contact Ideal CU Business Relationship Specialist Josh Anderson at 651-773-2763 or schedule an appointment.

Josh Anderson - Business Relationship Specialist Photo

Josh Anderson

Business Relationship Specialist

Call Josh: 651-773-2763

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Rates as of:

*Ideal VISA Business Platinum Credit Card variable APR (Annual Percentage Rate) ranges from 8.50% - 12.50% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35. See Card Disclosure.

2020 - 21 Holiday Hours

Martin Luther King, Jr. Day

Monday, January 20th
All locations closed.


President's Day
Monday, February 17th
All locations closed.


Good Friday
Friday, April 10th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 25th
All locations closed.


Independence Day
Saturday, July 4th
All locations closed.


Labor Day
Monday, September 7th
All locations closed.


Columbus Day
Monday, October 12th
All locations closed.


Veterans Day
Wednesday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 26th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Thursday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Friday, December 25th
All locations closed.


New Year's Eve
Thursday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2021)
Friday, January 1st
All locations closed