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Business Credit Card

Ideal CU Business Rewards Platinum VISA® Credit Card Now Offers CU Rewards

Card benefits to increase your bottom line

A low variable rate and no annual fee — now with CU Rewards!

Want to go Platinum? Now you can with Ideal CU's Business Rewards Platinum VISA Credit Card. This variable rate card has no annual fees, earns CU Rewards and provides a flexible way to manage your business expenses.

  • No annual fee and variable rate as low as 9.25% APR*
  • CU Rewards Progam that earns you points for every dollar charged in new net purchases
  • No balance transfer or cash advance fees
  • No interest on balances paid within 25 days
  • Credit lines start at $5,000 and various spending limits can be set for each employee

Get Started Today

To apply, contact Ideal CU Senior Business Relationship Specialist Josh Anderson at 651-773-2763 or schedule an appointment. You can also email Josh at This email address is being protected from spambots. You need JavaScript enabled to view it..


CU Rewards Program

CU Rewards is now available on all Ideal CU Business Rewards Platinum VISA Credit Cards. This program enables cardholders to earn points for every dollar charged in new net purchases. Points are redeemable for merchandise, car rentals, hotel stays, roundtrip airfare and more. Plus, new cardholders have the opportunity to earn 2,500 bonus CU Rewards points simply by spending $3,000 in the first 90 days after opening their card.

Learn More About CU Rewards

Register your Business Rewards Platinum VISA for CU Rewards

To register your card, visit www.curewards.com.

Josh Anderson - Business Relationship Specialist Photo

Josh Anderson

Senior Business Relationship Specialist

Call Josh: 651-773-2763

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Rates as of:

*Ideal CU Business VISA Platinum variable Annual Percentage Rate (APR) ranges from 9.25% - 13.25% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35. See Card Disclosure.

2021 - 22 Holiday Hours

Martin Luther King, Jr. Day

Monday, January 18th
All locations closed.


President's Day
Monday, February 15th
All locations closed.


Good Friday
Friday, April 12th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 31st
All locations closed.


Independence Day
Sunday, July 4th
All locations closed.


Labor Day
Monday, September 6th
All locations closed.


Columbus Day
Monday, October 11th
All locations closed.


Veterans Day
Thursday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 25th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Friday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Saturday, December 25th
All locations closed.


New Year's Eve
Friday, December 31st
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2021)
Saturday, January 1st
All locations closed