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Business Credit Card

Ideal CU Business Visa Rewards Platinum Credit Card Now Offers CU Rewards

Card benefits to increase your bottom line

A low variable rate and no annual fee — now with CU Rewards!

Ideal Credit Union is excited to announce a new name and new enhancements on the Business Visa Credit Card. Beginning December 1, 2020, the Ideal CU Visa Business Rewards Platinum Credit Card will include CU Rewards, a flexible rewards program that enables you to earn points for every dollar charged in new net purchases.

  • No annual fee and variable rate as low as 9.25% APR*
  • 1% cash back on balance transfers 12/1/2020 through 1/31/2021
  • No balance transfer or cash advance fees
  • No interest on balances paid within 25 days
  • Credit lines start at $5,000 and various spending limits can be set for each employee

Ready to Apply? You could earn 2,500 bonus CU Rewards Points

Starting December 1, 2020, any new card that is opened for your business will earn 2500 bonus CU Rewards points if you spend $3,000 in the first 90 days from date opened.

To apply, contact Ideal CU Senior Business Relationship Specialist Josh Anderson at 651-773-2763 or schedule an appointment. You can also email Josh at This email address is being protected from spambots. You need JavaScript enabled to view it..


Earn 1% Cash Back  on Balance Transfers with an Ideal CU Business Visa® Rewards Platinum  December 1, 2020 through January 31, 2021.


CU Rewards Program

CU Rewards is now available on all Ideal CU Business Visa Rewards Platinum Credit Cards. This program enables cardholders to earn points for every dollar charged in new net purchases. Points are redeemable for merchandise, car rentals, hotel stays, roundtrip airfare and more.

Learn More About CU Rewards

Register your Ideal CU Business Visa Rewards Platinum for CU Rewards

Current cardholders can register their card for CU Rewards starting December 1, 2020. To register, visit www.curewards.com.

Josh Anderson - Business Relationship Specialist Photo

Josh Anderson

Senior Business Relationship Specialist

Call Josh: 651-773-2763

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Rates as of:

*Ideal CU Business VISA Platinum variable Annual Percentage Rate (APR) ranges from 9.25% - 13.25% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35. See Card Disclosure.

2020 - 21 Holiday Hours

Martin Luther King, Jr. Day

Monday, January 20th
All locations closed.


President's Day
Monday, February 17th
All locations closed.


Good Friday
Friday, April 10th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 25th
All locations closed.


Independence Day
Saturday, July 4th
All locations closed.


Labor Day
Monday, September 7th
All locations closed.


Columbus Day
Monday, October 12th
All locations closed.


Veterans Day
Wednesday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 26th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Thursday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Friday, December 25th
All locations closed.


New Year's Eve
Thursday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2021)
Friday, January 1st
All locations closed

Business VISA® Special: Earn 1% cash back on balance transfers December 1, 2020 through January 31, 2021. Learn More