Health Savings Account

Health Savings Account

Simplify your life with an HSA at Ideal Credit Union

If you have a qualifying high-deductible health plan, simplify your life by opening or moving your HSA to Ideal Credit Union. You’ll earn a competitive yield with no fees and no minimum distribution amount.

Tax advantages and simple record keeping

  • Contributions are 100% tax-deductible
  • Funds grow on a tax-deferred basis and funds used for eligible medical expenses are tax-free
  • Funds rollover from year to year
  • Funds used after age 65 are tax-free for eligible medical expenses
  • eStatements - view the past 7 years
  • Images of your checks written
  • Records of your debit card transactions
  • Family members on the same health plan are eligible for a HSA debit card

Meet with us to get started

Meet with an Ideal CU Representative to discuss opening a new HSA or moving a current one to Ideal Credit Union.

Make an Appointment

Health Savings Accounts