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Mobile Banking App

Ideal Mobile Banking App

Mobile Banking App

Ideal Mobile Banking App

Ideal Mobile Banking App

Manage your money — anywhere, anytime.

The Ideal Mobile Banking App makes managing your money quick and easy, wherever you may be. It's everything you love about online banking in the palm of your hand.

Download the app

Not enrolled? Download the app to enroll directly from your device.

mobile check deposit

Deposit checks anywhere without visiting a branch

  • Deposit checks from anywhere using the Ideal Mobile Banking App
  • Take a photo, select the account to deposit the funds in and click submit — EASY
  • Funds deposited before 3:00 p.m. on business days are available that same day

Learn more about MCD

Face & touchId Login Icon

Log in with Touch & Face ID

Log in quickly with Touch ID and/or Face ID using a compatible mobile device — no need to type in long usernames or passwords!

Download the app

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Transfer money

Transfer funds instantly between accounts at Ideal CU and at other financial institutions. Make one-time transfers on the spot, schedule them for a later time and/or set up recurring transfers so your money is always where you need it to be.

Learn more about transfers

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Pay bills

Pay bills virtually anywhere. Make one-time payments or set up scheduled and/or recurring payments to go whenever you need them to. You can also check your payment history, receive eBills, and more.

Learn more about bill pay

More Tools & Features


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Receive customizable alerts via text, push and/or email based on what is important to you. Set alerts up for things such as direct deposit, low balance, transaction withdrawals and so much more.



Digital Banking & Mobile App

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