Direct Deposit & Early Payday

Direct Deposit & Early Payday

Get your paycheck up to 2 days early with direct deposit*

Get paid up to two days early when you set up direct deposit — the free service that automatically deposits your paycheck into your Ideal Checking Account.

  • Receive your paycheck up to two days early
  • Reduce the risk of mail fraud or identity theft

No more waiting to receive your well-earned money

Direct Deposit allows you to skip the process a typical paycheck goes through before you receive it. With all of that out of the way, Ideal CU is able to make your money available as soon as it's ready, which is typically up to two days earlier than your traditional payday.

Apply for Direct Deposit

Setting up Direct Deposit is simple. All you need to do is download and fill out the below form and give it to your employer's payroll department for processing. You'll be enjoying easy and early access to your income in no time!

Download form

*Actual availability based on when Ideal CU receives funds.