fbpx
Father and son fishing

Savings Accounts

Slider
 

Savings Accounts

Share Savings Account

An Ideal Share Savings Account makes you a member of Ideal Credit Union. Open yours in-person or online with as little as $1 to start enjoying all the benefits of membership.

  • Open with as little as $1
  • Earns interest
  • Free Paper & eStatements
  • Free Digital Banking & Mobile App

Open an account


Other Savings Options

Premium Money Market

Earn a higher return on your savings dollars while maintaining liquidity and safety.

Open an Account

High Yield Money Market

Enjoy all the same perks of an Ideal Premium Money Market while earning a higher yield.

Open an Account


Check Rates

Open an Account

Rates as of:

*APY = Annual Percentage Yield. Rates subject to change at any time.

Other fees and information

See Ideal Credit Union's Fee Schedule (PDF). For more detailed information about Ideal Credit Union Deposit Accounts, see Ideal CU Member Account Agreement (PDF).

2018 - 19 Holiday Hours

Martin Luther King Jr Day

Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Tuesday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Wednesday, December 25th
All locations closed.


New Year's Eve
Tuesday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2020)
Wednesday, January 1st
All locations closed

 

Rates as of:

High Yield Money Market Rates

Balance1Interest RateAPY*
$0 - $24,999.99 0.25% 0.25%o
$25,000.00 - $99,999.99 0.60% 0.60%o
$100,000.00 - $249,999.99 .95% .95%o
$250,000+ 1.20% 1.21%o
Open an Account

1. $10 charge for balances below $25,000 during the month.

*APY = Annual Percentage Yield. Rates subject to change at any time.

oInterest rates adjusted and paid monthly. Rates subject to change at any time.

Premium Money Market Rates

Balance1Interest RateAPY*
$0 - $2,499.99 0.05% 0.05%o
$2,500.00 - $9,999.99 0.05% 0.05%o
$10,000.00 - $19,999.99 0.10% 0.10%o
$20,000.00 - $49,999.99 0.10% 0.10%o
$50,000.00 - $99,999.99 0.20% 0.20%o
$100,000.00 + 0.35% 0.35%o
Open an Account

1. $10 charge for balances below $2,500 during the month.

*APY = Annual Percentage Yield. Rates subject to change at any time.

oInterest rates adjusted and paid monthly. Rates subject to change.

Premium IRA Money Market Rates

Balance1Interest RateAPY*
$0 - $2,499.99 0.05% 0.05%o
$2,500.00 - $9,999.99 0.05% 0.05%o
$10,000.00 - $19,999.99 0.10% 0.10%o
$20,000.00 - $49,999.99 0.25% 0.25%o
$50,000.00 - $99,999.99 0.35% 0.35%o
$100,000.00 + 0.50% 0.50%o
Open an Account

1. $10 charge for balances below $2,500 during the month.

*APY = Annual Percentage Yield. Rates subject to change at any time.

oInterest rates adjusted and paid monthly. Rates subject to change.