Savings & Money Market
Become a member and start saving today
Ideal Credit Union offers a broad range of savings programs designed to help you meet your unique financial goals. We realize that when it comes to managing your money, you need more than a variety of services, you need solutions.
|Features||Share Savings||Money Market|
|Ideal for||Makes you a member of Ideal Credit Union and earns members an attractive monthly dividend.||Perfect for members wanting to earn money market rates while maintaining no-penalty access to funds.|
|Min. Opening Deposit||$1||$1,000|
|Low Balance Fee|
Pay no fee if you maintain a minimum of $200 in combined savings balances or have a loan and/or checking account.1
Otherwise, $5 per month.
Pay no fee if you maintain a $2,500 monthly average balance.
Otherwise, $10 per month.
|Non-Participation Fee||$5 per month with less than $200 and no activity for 1 year.1||N/A|
|Additional Deposits Permitted||Yes||Yes|
|Online & Mobile Banking||Free||Free|
|Paper Statements & eStatements||Free||Free|
|Penalty for early withdrawal||N/A||N/A|
|Open an Account||Open Online||Open Online|