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Family packing for college

For A Brighter Tomorrow

Savings & Money Market

Save for a brighter future with Ideal's Savings & Money Market Accounts.

  • A Share Savings makes you a member
  • Choose from Premium or High Yield Money Market
  • Enjoy complete liquidity while earning a high yield
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What are your savings goals?

Other fees and information

See Ideal Credit Union's Fee Schedule (PDF). For more detailed information about Ideal Credit Union Deposit Accounts, see Ideal CU Member Account Agreement (PDF).

Open an Account

Rates as of:

 

*APY = Annual Percentage Yield. Rates subject to change at any time.

2018 - 19 Holiday Hours

Christmas Eve (2018)
Monday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day (2018)
Tuesday, December 25th
All locations closed.


New Year's Eve (2018)
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2019)
Tuesday, January 1st
All locations closed



Martin Luther King Jr Day
Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


 

Rates as of:

High Yield Money Market Rates

High Yield Money Market Rates
Balance1Interest RateAPY*
$0 - $24,999.99 0.25% 0.25%o
$25,000.00 - $99,999.99 0.75% 0.75%o
$100,000.00 - $249,999.99 1.10% 1.11%o
$250,000+ 1.35% 1.36%o
Open an Account

1. $10 charge for balances below $25,000 during the month.

*APY = Annual Percentage Yield. Rates subject to change at any time.

oInterest rates adjusted and paid monthly. Rates subject to change at any time.

Premium Money Market Rates

Premium Money Market Rates
Balance1Interest RateAPY*
$0 - $2,499.99 0.05% 0.05%o
$2,500.00 - $9,999.99 0.05% 0.05%o
$10,000.00 - $19,999.99 0.10% 0.10%o
$20,000.00 - $49,999.99 0.10% 0.10%o
$50,000.00 - $99,999.99 0.20% 0.20%o
$100,000.00 + 0.35% 0.35%o
Open an Account

1. $10 charge for balances below $2,500 during the month.

*APY = Annual Percentage Yield. Rates subject to change at any time.

oInterest rates adjusted and paid monthly. Rates subject to change.

Premium IRA Money Market Rates

Premium IRA Money Market Rates
Balance1Interest RateAPY*
$0 - $2,499.99 0.05% 0.05%o
$2,500.00 - $9,999.99 0.05% 0.05%o
$10,000.00 - $19,999.99 0.10% 0.10%o
$20,000.00 - $49,999.99 0.25% 0.25%o
$50,000.00 - $99,999.99 0.45% 0.45%o
$100,000.00 + 0.60% 0.60%o
Open an Account

1. $10 charge for balances below $2,500 during the month.

*APY = Annual Percentage Yield. Rates subject to change at any time.

oInterest rates adjusted and paid monthly. Rates subject to change.