Savings & High Yield Savings
Save more for your ideal future
A savings, money market account or certificate (CD) at Ideal Credit Union can help you grow your money for the things that matter most to you. Earn an attractive monthly dividend with an Ideal CU Share Savings or earn a higher rate with an Ideal CU Money Market or Certificate of Deposit.
Share Savings
A Share Savings Account is required for each member and represents your share (ownership) in the credit union. It also opens the door to all the benefits of Ideal CU membership!
- $1 minimum opening balance ($5 required when opening online)
RoundUp Savings
Earn interest when you round up to the nearest dollar on every day purchases into your RoundUp Savings account.
- No minimum balance
- No monthly maintenance fee
Open an Account See Rates and Qualifications
High Yield Savings
The savings account that helps you earn while you save.
- Flexibility to add or withdraw money at any time
- No monthly maintenance fee
Open an Account See Rates and Qualifications
Certificates of Deposit (CDs)
Lock-in a competitive rate to save more for a term that fits your needs.
- Choose from flexible options and terms