Certificates (CDs)

Ideal Savings

Certificates

Share & IRA Certificates of Deposit

Safe investment options to grow your money

  • Competitive Interest Rates
  • Terms from 91 to 60 months
  • Open with as little as $100
  • No Account Maintenance Fees

Open a CD*
Make an Appointment

*Only Regular and Savers CDs are eligible to open online.
For CD Specials, make an appointmentvisit a branch or call 651-770-7000.


Regular

Regular Certificates

Rates as of:
Regular Certificates
Term$500.00 - $24,999.99$25,000.00 - $69,999.99$70,000.00 +
91 Day0.30% APY*0.40% APY*0.50% APY*
6 Month0.35% APY*0.45% APY*0.55% APY*
12 Month0.60% APY*0.70% APY*0.80% APY*
18 Month0.65% APY*0.75% APY*0.85% APY*
24 Month0.70% APY*0.80% APY*0.90% APY*
30 Month0.80% APY*0.90% APY*1.00% APY*
36 Month0.90% APY*1.00% APY*1.11% APY*
48 Month1.16% APY*1.26% APY*1.36% APY*
60 Month1.36% APY*1.46% APY*1.56% APY*
*The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Interest begins to accrue on the business day you deposit any non-cash item (for example, checks). Interest is compounded and credited on a monthly basis. Penalty for early withdrawal - CDs with maturity dates greater than 12 months will be assessed the lesser of 180 days interest or interest earned/CD with maturity dates 12 months or less will be assessed the lesser of 90 days interest or interest earned. Fees may reduce earnings.

Open an Account

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2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
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Good Friday
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Day after Thanksgiving
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Drive-thru - 9:00 a.m. to 5:30 p.m.


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Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
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New Year's Eve
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Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
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