Ideal Debit Cards
Convenience You'll Love
All members with an Ideal Checking account will enjoy the benefits of a free Ideal CU EMV Enhanced Debit MasterCard™. Members also have the choice to upgrade to an Ideal Debit Rewards Platinum or Gold Card to receive even more value from their Ideal Debit Card.
Free Ideal Debit
Enjoy secure, convenient purchases at millions of locations both in-person and online. Plus take advantage of a suite of MasterCard™ benefits including Zero Liability*.
Ideal Debit Rewards
Upgrade to Ideal Debit Rewards Platinum or Gold cards to enjoy even more value-added benefits including cashback, prescription & travel discounts and more.
A Convenient Way to Pay
- Accepted at millions of locations
- Free access to your money at Ideal CU ATMs and ATMs within CO-OP and MoneyPass networks
- Shop online, at stores and even over the phone
- Monitor spending easily with Online and Mobile Banking
- Zero Liablility meaning you won't be held liable for unauthorized purchases
- We monitor unusual activity to alert you to debit card fraud
- 24 hour cardholder service in case of a lost or stolen card