Checking Accounts

Ideal Checking Accounts

Convenience you expect — benefits you'll love

It's your life — our checking accounts help make it ideal with convenience, access and control. No matter which Ideal Checking Account suits you best, you'll enjoy:

Find the right account for you

High Yield Checking

For members who want to earn 5.00% APY* on balances up to $20,000. Learn more

Open an Account

Relationship Checking

For members who carry higher balances and want to earn tiered interest on those balances. Learn more

Open an Account

Cashback Checking

For members who do most of their banking online and want to earn monthly cashback up to $10. Learn more

Open an Account

Free Checking

A basic, free checking account with no monthly balance or other ­requirements. Learn more

Open an Account

Minimum $50 deposit required to open a personal checking account.

*Ideal CU withdrawal charges may still apply.