Debit Rewards

Ideal Debit Cards

Debit Rewards Program

My Rewards® Gold & Platinum Debit Card

debit rewards cardsUpgrade your debit card to an Ideal My Rewards® Gold or Platinum Debit Card and enjoy exclusive benefits such as:

  • Extended Warranty
  • Local discounts & Coupons
  • RX Savings
  • Emergency Roadside Assistance
  • Points for purchases & more!

We'll give you points for simply using your My Rewards® Gold or Platinum Debit Card to purchase merchandise or services. Then, redeem your points and receive great rewards.

  • Earn points for Everyday Purchases
  • Cash Back when Shopping Online
  • Extended Warranty
  • Short-Term Loans**
  • Local Discounts and Coupons

Visit Rewards Site Card Benefits

Effective 11/01/25 only the My Debit Rewards Premium Cards – Gold and Platinum – will earn points for purchases. All points earned by accounts with no Premium Card Relationship will need to redeem points by 12/31/25.

90 Day Free Trial

Reward yourself with a 90-day free trial***

Sign up today with promo code IDEAL90FREE to receive a free 90-day trial. Click get started below to create your new Ideal Debit Rewards account.

Sign Up

Member Benefits

Ideal Credit Union is not affiliated with Barnes and Noble, Home Depot or Nike.

*For ongoing card purchases, one point is awarded for every $100 spent with a signature or a PIN transaction. ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice.

**MyRewards® Platinum Debit Card only. See idealcurewards.com/rewardsprogramterms for Short-Term Loan terms and conditions.

***Fee applicable following advertised promotional period. Please visit idealcurewards.com/rewardsprogramterms for card program terms and conditions. Consumers must be at least 18 years of age, maintain a participating checking account at Ideal Credit Union, and be current in the payment of all program fees assessed to participate in any My Rewards® Card program. This message is an advertisement for products and services available from Ideal Credit Union ©2025 My Rewards, LLC. All rights reserved.