Debit Rewards

Ideal Debit Cards

Debit Rewards Program

Ideal Debit Card

blue debit rewards cardYour everyday purchases can earn you rewards! Next time you’re at the grocery store, post office, dry cleaners or pharmacy, instead of paying with cash, check or credit card, use your Ideal Credit Union Debit Card. As you continue to use your card, you’ll keep earning points.*

How does it work?

Eligible accounts will earn points when using your debit card for both in-store and online purchases. You will earn one point for every $100 spent with a signature or PIN transaction. To maximize the number of points you will earn, be sure to use your debit card instead of check, cash or credit card.


My Rewards® Gold & Platinum Debit Card

debit rewards cardsSign up for the Ideal My Rewards® Gold or Platinum Debit Card to enjoy all the exclusive benefits of the Ideal Debit Rewards Program. Consider it our "Thank You" for being a loyal member of Ideal Credit Union.

How does it work?

It's easy! We'll give you points for simply using your My Rewards® Gold or Platinum Debit Card to purchase merchandise or services. Then, redeem your points and receive great rewards.

  • Earn points for Everyday Purchases
  • Cash Back when Shopping Online
  • Extended Warranty


Visit Rewards Site Card Benefits

90 Day Free Trial

Reward yourself with a 90-day free trial***

Sign up today with promo code IDEAL90FREE to receive a free 90-day trial. Click get started below to create your new Ideal Debit Rewards account.

Sign Up

Free My Rewards® App

Access the benefits of the My Rewards® Gold or Platinum Debit Card through your mobile phone with a direct link to your rewards account.

debit rewards app example

  • View Points Balance
  • Redeem Points for Rewards
  • Shop Online To Earn Cash Back
  • Request a Short- Term Loan**
    **(only available with Platinum card)

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*For ongoing card purchases, one point is awarded for every $100 spent with a signature or a PIN transaction. ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice.

**MyRewards® Platinum Debit Card only. See for Short-Term Loan terms and conditions.

***Fee applicable following advertised promotional period. Please visit for card program terms and conditions. Consumers must be at least 18 years of age, maintain a participating checking account at Ideal Credit Union, and be current in the payment of all program fees assessed to participate in any My Rewards® Card program. This message is an advertisement for products and services available from Ideal Credit Union ©2023 My Rewards, LLC. All rights reserved.