Personal Loans

Personal Loans & Lines

Personal Loan Options

It's your ideal life — we're here to help you live it. Browse our personal loan options and select the one that fits your goals best. Then simply apply online to get started.

Signature Loan

Achieve your goals or afford unexpected expenses with an Ideal Signature Loan. Enjoy low rates and fixed payments.

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Overdraft Line of Credit

Advance funds as needed or use this line of credit to back up your checking account in the event of an overdraft.

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Share Secured Loan

Back up this loan option with your savings or a CD. This is a good way to grow your credit score with low risk and a low rate.

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Home Improvement Loan

Perfect for homeowners who need quick funds for renovations or new appliances but don't have equity in their home to work with.

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Check Rates

Rates as of:

Type	Term	APR^* as low as
Signature¹ over $5,000	Up to 60 months	10.74%
Overdraft Line of Credit	Up to 30 months	14.00%
Share Secured	Up to 60 months	Current deposit rate + 3.00%
Home Improvement Loan²	Up to 60 months	9.99%
^*APR = Annual Percentage Rate 1. Actual rate based on applicant's payment and credit history. Example of Payment Terms: Signature loan with 10.74% APR up to a 60-month term would make a payment of $21.62 per $1,000 borrowed. 2. Maximum loan amount is $25,000. A minimum credit score of 680 is required to obtain this loan. Offer is subject to normal credit qualifications. Payment Example: On a No Equity Home Improvement Loan at 9.54% APR, for a 60-month term would make a payment of $525.54 based on $25,000 borrowed.

Personal Loans & Lines

Personal Loan Options

Signature Loan

Overdraft Line of Credit

Share Secured Loan

Home Improvement Loan

Check Rates

Personal Loans

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