Auto Loans

Ideal CU Auto Loans

Vehicle Purchase
Vehicle Refinance

Vehicle Purchase

Fast & Affordable Auto Financing

Ready for a more ideal car buying experience? We make financing your next vehicle quick and convenient, allowing you to focus your attention on your next ride.

Rates as low as 2.29% APR*
Relax with terms up to 84 months*
Enjoy no payments for the first 90 days*

It's simple to finance with Ideal

Get financing today to shop knowing Ideal Credit Union has you covered.

Apply Online

Vehicle Refinance

Refinance & save

Tired of your current rate at another lender? Refinance with us to experience our you-first approach, meaning we listen to your ideal outcome and work toward a rate and payment that fits your needs.

Rates as low as 2.29% APR*
Relax knowing our goal is your affordable payment
Enjoy no payments for the first 90 days*

New to Ideal? Enjoy exclusive member benefits when you refinance with us

Plus if you're not already a credit union member, refinancing with us means you get access to all the benefits of Ideal membership.

Apply Online

Check Rates

Find Your Ideal Rate

Rates as of:

2017 and newer**	APR as low as*
Up to 24 months	2.29%
Up to 36 months	2.54%
Up to 48 months	2.65%
Up to 60 months	2.84%
Up to 72 months	3.24%
Up to 84 months (must be 2018 or newer**)	4.04%
2015 - 2016	APR as low as*
Up to 24 months	2.74%
Up to 36 months	2.84%
Up to 48 months	2.94%
Up to 60 months	3.14%
Up to 72 months	3.54%
2011 - 2014**	APR as low as*
Up to 24 months	4.09%
Up to 36 months	4.34%
Up to 48 months	4.59%
Up to 60 months	4.84%
2010 and older**
Priced at Untitled Units plus 0.80%. Up to 48 months.
APR is Annual Percentage Rate. Quoted APR is best available rate for model years 2017 and newer for a 24 month term; rate may be higher depending on factors such as credit history, repayment term selected, amount financed and mileage of vehicle. Higher rates are available for terms to 84 months. Example of payment, pay $42.67 per month per $1,000 borrowed for 24 months at 2.29% APR. Rates are subject to change at any time. *Actual rates based on applicant's payment and credit history. To be eligible for an 84 month term, vehicle must be 2018 or newer and minimum loan amount must be $30,000. LTV restrictions may apply.

Car & Auto Loan