Ideal Loans
Auto Loans
Save more on your next vehicle loan
Current rates as low as 3.04%APR*
- Buy new, used or refinance from another lender
- Flexible terms from 24 to 84 months**
- Up to 100% financing and no payments for the first 60 days^
- Quick loan decisions — you may not even need to visit a branch to complete your auto loan
Apply Online
Make an Appointment
Refinance from another lenderº
Tired of your current rate and higher payment elsewhere? Give Ideal a try to see if you can save more on your current vehicle loan. Apply online today for a quick decision. A representative will follow up to guide you the rest of the way.
Apply to Refinance
Make an Appointment
*APR is Annual Percentage Rate. Quoted APR is best available rate for model years 2012 and newer for a 24 month term; rate may be higher depending on factors such as credit history, repayment term selected, amount financed and mileage of vehicle. Slightly higher rates are available for terms to 84 months. Example of payment, pay $43.00 per month per $1,000 borrowed for 24 months at 3.04% APR. Rates are subject to change at any time.
**Actual rates based on applicant's payment and credit history. To be eligible for an 84 month term, vehicle must be 2015 - 2018 and minimum loan amount must be $30,000. Max LTV is 105%.
^Skipping payments for the first 60 days will increase the amount of interest you pay and will take you longer to payoff the loan. The regular loan payment will begin within 60 days of the date your loan is funded.
ºTitle transfer fee may apply on refinances.