front of car
front of car
Auto Loans Landing Page

Car & Auto Loans

Auto Loans Landing Page

Car & Auto Loans

Ideal CU Auto Loans

Leap into an Ideal Auto Loan and SAVE with Leap Year Rate Discount
Limited Time Offer: Save 0.29%, making rates as low as 6.20% APR* now through February 29, 2024!

See Our Enterprise Car Sales Offers


Vehicle Purchase

Fast & Affordable Auto Financing

Ready for a more ideal car buying experience? We make financing your next vehicle quick and convenient, allowing you to focus your attention on your next ride.

  • Rates as low as 6.20% APR*
  • Relax with terms up to 84 months*
  • Enjoy no payments for the first 90 days*

It's simple to finance with Ideal

Get financing today to shop knowing Ideal Credit Union has you covered.

Apply Online

Rates as of:


*APR is Annual Percentage Rate. Quoted APR is best available rate for model years 2020 and newer for a 24 month term; rate may be higher depending on factors such as credit history, repayment term selected, amount financed. Example of payment, pay $44.42 per month per $1,000 borrowed for 24 months at 6.20% APR. Rates are subject to change at any time. To be eligible for an 84-month term, vehicle must be 2020 or newer. LTV restrictions may apply. Title transfer fee may apply on refinances. Skipping payments for the first 90 days will increase the amount of interest you pay and will take you longer to payoff the loan. The regular loan payment will begin within 90 days of the date your loan is funded.